3312 Colgate Ln, Bakersfield, CA 93306 Property Records

Kern County property record for 3312 Colgate Ln, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1962
Lot Size	0.149 acres (6,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2026)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Mar 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`383-243-04-00-5`

Property Details

APN / Parcel Number

Primary APN	`383-243-04-00-5`
Alternative APNs	`383-243-04-5` `3832430400` `38324304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,599 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	6,505 sqft (0.149 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft
Patio Area	37 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	383243045
Street Address	3312 COLGATE LN
City	BAKERSFIELD
State	CA
Zip	93306-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 2324 , BLOCK , LOT 81
Legal Subdivision	TRACT NO 2324
Legal Tract	2324
Legal Block	3
Legal Lot Number	81
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3008
Census Tract	903

Owner

Source: Kern County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 S LEXINGTON ST, DELANO, CA 93215-3661
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 20, 2026	Grant Deed, Construction Loan · Construction Mortgage ZINCE FINANCIAL INC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 18, 2021	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	202630767
Prior Transfer Date	Jan 17, 2006
Prior Transfer Doc	0000049039
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012

Mortgage

Document Number	0000126843
Date	Oct 14, 2024
Instrument	224126843

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 20, 2026
Property Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012
Document Number	0000030767
Map Reference	MB 11 PG 186-188
Instrument Date	Mar 3, 2026
Instrument	226030767
Transaction Type	Construction Loan
Record Updated	Apr 1, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	205 S LEXINGTON ST, DELANO, CA 93215-3661

Mortgage

Document Number	0000030768
Date	Mar 20, 2026
Instrument	226030768

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 1, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127887
Date	Sep 30, 2019
Instrument	219127887

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 18, 2021
Property Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012
Document Number	0000216811
Map Reference	MB 11 PG 186
Instrument Date	Oct 6, 2021
Instrument	221216811
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 COLGATE LN, BAKERSFIELD, CA 93306-2012

Mortgage

Document Number	0000216812
Date	Nov 18, 2021
Instrument	221216812

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,249.00 (+1.26%)	$302,443 (+4.04%) Land $53,060 Building $249,383
2024	$4,196.00 (+2.04%)
2023	$4,112.00 (+2.09%)	$290,700 Land $51,000 Building $239,700
2022	$4,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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