3312 B St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 3312 B St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2025)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1131228005`

Property Details

APN / Parcel Number

Primary APN	`1131228005`
Alternative APNs	`112713` `123224`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	117 ft deep x 75 ft wide

Location & Zoning

Account Number	123224
Street Address	3312 B ST
City	ROCK FALLS
State	IL
Zip	61071-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNREC ALLEN AC. ALLEN ACRES E 1/2 OF N 1/2 LOT 50 NE SEC 31 TWP 21 RNG 7 54302X
Legal Range	07E
Legal Township	21N
Legal Section	31
Legal Lot Number	50
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1018
Census Tract	1700

Owner

3312 B St is owned by an individual who bought it in December 2025.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 FLOCK AVE, ROCK FALLS, IL 61071-2730
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY STATE BANK OF ROCK FALLS
Dec 4, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 26, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Deed Document Number	20256226
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3312 B ST, ROCK FALLS, IL 61071-2410
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004252
Date	Jun 17, 2021
Instrument	2021-04252

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 4, 2025
Property Address	3312 B ST, ROCK FALLS, IL 61071-2410
Document Number	0000006226
Instrument Date	Nov 24, 2025
Instrument	2025-06226
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 FLOCK AVE, ROCK FALLS, IL 61071-2730

Mortgage

Document Number	0000006227
Date	Dec 4, 2025
Instrument	2025-06227

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 26, 2022
Property Address	3312 B ST, ROCK FALLS, IL 61071-2410
Document Number	0000005234
Instrument Date	Aug 22, 2022
Instrument	2022-05234
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 B ST, ROCK FALLS, IL 61071-2410

Mortgage

Document Number	0000005235
Date	Aug 26, 2022
Instrument	2022-05235

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000005236
Date	Aug 26, 2022
Instrument	2022-05236

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 7, 2021
Property Address	3312 B ST, ROCK FALLS, IL 61071-2410
Document Number	0202103936
Instrument Date	Jun 4, 2021
Instrument	2021-03936
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3312 B ST, ROCK FALLS, IL 61071-2410

Tax Assessment & Valuation

The 2025 property tax bill for 3312 B St was $2,833, up 12.1% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (+12.06%)	$36,533 (+8.8%) Land $3,019 Building $33,514
2024	$2,528.00 Additional exemption filed	$33,578 Land $2,775 Building $30,803	$109,599 (+8.8%) Land $9,057 Building $100,542
2023			$100,734 Land $8,325 Building $92,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3312 B St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3312 B St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Surf Internet, T-Mobile.

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