3312 Arrowhead Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 3312 Arrowhead Rd, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2023)
Tax Bill	$2,468 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0502-59-0549`

Property Details

APN / Parcel Number

Primary APN	`0502-59-0549`
Alternative APN	`0502.01590549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	952 sqft Heated Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	90 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3312 ARROWHEAD RD
City	SPRING LAKE
State	NC
Zip	28390-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	DEERFIELD LO:187 SE:3-PT2 PL:0053-0027
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	59
Legal Lot Number	187
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3015
Census Tract	3602

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3312 ARROWHEAD RD, SPRING LAKE, NC 28390-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Commercial Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Apr 3, 2018	Intrafamily Transfer, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	202334587
Deed Book / Page	11853 / 263
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	0102800454
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 6, 2023
Property Address	3312 ARROWHEAD RD, SPRING LAKE, NC 28390-1539
Document Number	0118530263
Book / Page	11853 / 263
Map Reference	MB 53 PG 27
Instrument Date	Nov 1, 2023
Instrument	34587
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 CHARLESTON DR, CLAYTON, NC 27527-3964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 ARROWHEAD RD, SPRING LAKE, NC 28390-1539

Mortgage

Document Number	0000034588
Date	Nov 6, 2023
Instrument	34588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0118530266
Date	Nov 6, 2023
Book Page	11853/266
Instrument	34588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 5, 2023
Property Address	3312 ARROWHEAD RD, SPRING LAKE, NC 28390-1539
Document Number	0117710664
Book / Page	11771 / 664
Map Reference	MB 53 PG 27
Instrument Date	Jun 20, 2023
Instrument	20885
Transaction Type	Construction Loan
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 SIMMS WOODS RD, DOVER, DE 19901-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHARLESTON DR, CLAYTON, NC 27527-3964

Mortgage

Document Number	0000020886
Date	Jul 5, 2023
Instrument	20886

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 3, 2018
Property Address	3312 ARROWHEAD RD, SPRING LAKE, NC 28390-1539
Document Number	0102800451
Book / Page	10280 / 451
Instrument Date	Mar 27, 2018
Instrument	09907
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 W TORINO AVE, LAS VEGAS, NV 89139-7856

Mortgage

Document Number	0102800454
Date	Apr 3, 2018
Book Page	10280/454
Instrument	09908

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,468.00
2025	$2,468.00 (+65.86%)	$121,884 (+43.12%) Land $30,000 Building $91,884	$121,884 (+43.12%) Land $30,000 Building $91,884
2024	$1,488.00 (+12.39%)	$85,160 (-) Land $14,000 Building $71,160	$85,160 (-) Land $14,000 Building $71,160
2023	$1,324.00	$85,160 (-) Land $14,000 Building $71,160	$85,160 (-) Land $14,000 Building $71,160
2022	$1,324.00	$85,160 Land $14,000 Building $71,160	$85,160 Land $14,000 Building $71,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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