Mecklenburg County property record for 3312 Alderpoint Ln, Charlotte, NC 28262
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,064 sqft · built 2001 |
| Lot Size | 0.176 acres (7,705 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,706 (2023) |
| Deeds & Mortgages | Nov 2018 Second Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-192-08 |
| Primary APN | 029-192-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Heated Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 1,128 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,705 sqft (0.176 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 58 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 029-192-08 |
|---|---|
| Street Address | 3312 ALDERPOINT LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-6486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-2 |
| Legal Description | L8 M35-267 |
| Legal Subdivision | MILL CRK PH 01 MAP 02 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 5519 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 3, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Feb 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 |
| Deed Sale | Aug 31, 2020 |
| Prior Sale | Jun 3, 2020 · Amount on Record |
| Deed Document Number | 0034992477 |
| Deed Book / Page | 34992 / 477 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK PITTSBIURGH |
| Name | Verified Name |
|---|
| Document Number | 0000139927 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 33096/331 |
| Instrument | 2018139927 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000138151 |
| Book / Page | 34992 / 477 |
| Map Reference | MB 35 PG 267 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020138151 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000138152 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020138152 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 3, 2020 |
| Property Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000080316 |
| Book / Page | 34647 / 159 |
| Map Reference | MB 35 PG 267 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2020080316 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 561 SURRY TRACE CIR NW, 561, CONCORD, NC 28027-5220 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000080317 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020080317 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3312 ALDERPOINT LN, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000025390 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3312 ALDERPOINT LN CHARLOTTE NC 282626486, CHARLOTTE, NC 28262-6486 |
| Document Number | 0000025390 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 032506/000264 |
| Instrument | 25390 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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