3312 14th St, Elkton, FL 32033 Property Records

St. Johns County property record for 3312 14th St, Elkton, FL 32033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1999
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2016)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138640-0000`

Property Details

APN / Parcel Number

Primary APN	`138640-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Lot Width	195 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	180 sqft
Deck Area	120 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3312 14TH ST
City	ELKTON
State	FL
Zip	32033-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	5-29 VERMONT HEIGHTS LOTS 13 15 16 & E 15 FT OF 11 BLK 80 OR4261/876 & 894 & 5260/411 & 5532/1330(Q/C)
Legal Range	29E
Legal Township	08S
Legal Section	17
Legal Subdivision	VERMONT HEIGHTS
Legal Block	80
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	3
Census Block	3009
Census Tract	21102

Owner

Source: St. Johns County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3312 14TH ST, ELKTON, FL 32033-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	201662923
Deed Book / Page	4261 / 876
Last Transfer Date	Apr 28, 2021
Transfer Doc	0052600411
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2022
Property Address	3312 14TH ST, ELKTON, FL 32033-2122
Document Number	0055321330
Book / Page	5532 / 1330
Map Reference	MB 4261 PG 876
Instrument Date	Apr 5, 2022
Instrument	2022036140
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 14TH ST, ELKTON, FL 32033-2122

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 7, 2021
Property Address	3312 14TH ST, ELKTON, FL 32033-2122
Document Number	0052600411
Book / Page	5260 / 411
Map Reference	MB 5 PG 29
Instrument Date	Apr 28, 2021
Instrument	2021052046
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 14TH ST, ELKTON, FL 32033-2122

Mortgage

Document Number	0005260415
Date	May 7, 2021
Instrument	5260/415

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,305 (+2.7%)	$307,124 (-1.83%) Land $110,175 Building $196,949
2025	$3,409.00 (+13.11%) Homeowner's exemption	$267,093 (+5.99%)	$312,859 (+9.08%) Land $121,095 Building $191,764
2024	$3,014.00 (+2.07%)
2023	$2,953.00 (+9.17%) Homeowner's exemption	$252,006 (+8.51%)	$286,814 (+8.43%) Land $96,135 Building $190,679
2022	$2,705.00 Homeowner's exemption	$232,247	$264,506 Land $109,200 Building $155,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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