3312 13th St, Elkton, FL 32033 Property Records

St. Johns County property record for 3312 13th St, Elkton, FL 32033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1990
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Oct 2024 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138710-0130`

Property Details

APN / Parcel Number

Primary APN	`138710-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	12 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3312 13TH ST
City	ELKTON
State	FL
Zip	32033-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	5-29 VERMONT HEIGHTS LOT 13 & 15 BLK 81 OR1896/63 & 3878/18(F/J) & 6045/392
Legal Range	29E
Legal Township	08S
Legal Section	17
Legal Subdivision	VERMONT HEIGHTS
Legal Block	81
Legal Lot Number	13,15
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	3
Census Block	3006
Census Tract	21102

Owner

3312 13th St is owned and occupied by two individuals who acquired it in October 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3312 13TH ST, ELKTON, FL 32033-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Intrafamily Transfer, Transfer
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2002
Deed Sale	Apr 29, 2002
Deed Document Number	200224924
Deed Book / Page	1751 / 1325
Last Transfer Date	Oct 31, 2024
Transfer Doc	0060450392
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 31, 2024
Property Address	3312 13TH ST, ELKTON, FL 32033-2120
Document Number	0060450392
Book / Page	6045 / 392
Map Reference	MB 3 PG 77
Instrument Date	Oct 31, 2024
Instrument	2024085368
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3312 13TH ST, ELKTON, FL 32033-2120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 13TH ST, ELKTON, FL 32033-2120

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3312 13TH ST, ELKTON, FL 32033-2120
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046950445
Date	Mar 18, 2019
Book Page	4695/0445
Instrument	2019018141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3312 13th St was $1,013, up 11.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,746 (+2.7%)	$296,668 (-0.73%) Land $56,500 Building $240,168
2025	$1,013.00 (+11.69%) Homeowner's exemption Disabled Person's exemption	$94,203	$298,838 Land $62,100 Building $236,738
2024	$907.00 (+2.83%)
2023	$882.00 (+5.38%) Homeowner's exemption	$88,882 (+3%)	$284,890 (+26.22%) Land $49,300 Building $235,590
2022	$837.00 Homeowner's exemption	$86,293	$225,707 Land $56,000 Building $169,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3312 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3312 13th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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