Cape Girardeau County property record for 3311 Ridge Rd, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,266 sqft · built 2002 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2008) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151020019003000000 |
| Primary APN | 151020019003000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 4,266 sqft Living Area |
| Basement Area | 2,480 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 33,280 sqft (0.764 acres) |
| Lot Dimensions | 179 ft deep x 53 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3311 RIDGE RD |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 RIDGE SUBD UNIT III 18/047 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 05 |
| Legal Subdivision | RIDGE SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 880501 |
Source: Cape Girardeau County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3311 RIDGE RD, JACKSON, MO 63755-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 1, 2008 · Amount on Record |
| Deed Sale | Apr 1, 2008 · Amount on Record |
| Deed Document Number | 20083835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 14, 2026 |
| Property Address | 3311 RIDGE RD, JACKSON, MO 63755-1652 |
| Document Number | 0000002951 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20262951 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002951, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20262951 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3311 RIDGE RD, JACKSON, MO 63755-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202109943 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-09943 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3311 RIDGE RD, JACKSON, MO 63755-1652 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202106412 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-06412 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3311 RIDGE RD, JACKSON, MO 63755-1652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003972 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019-03972 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,550 (-) Land $8,250 Building $69,300 | $408,102 (-) Land $43,394 Building $364,708 | |
| 2025 | $3,964.00 (+5.09%) | $77,550 (+5.01%) Land $8,250 Building $69,300 | $408,102 (+5%) Land $43,394 Building $364,708 |
| 2023 | $3,772.00 | $73,850 Land $7,850 Building $66,000 | $388,669 Land $41,328 Building $347,341 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Big River Telephone Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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