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3311 Gulf Winds Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3311 Gulf Winds Cir, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,519 sqft · built 1981
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Oct 2021)
Tax Bill$5,689 (2025)
Deeds & MortgagesOct 2026 Transfer
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNR12-223-16-1900-0000-0510

Property Details

APN / Parcel Number

Primary APNR12-223-16-1900-0000-0510
Alternative APNs
  • 00155744
  • 155744

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,519 sqft Living Area
Gross Area2,173 sqft
1st Floor Area1,519 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1988
Exterior MaterialBlock/Stucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area1,140 sqft
Deck Area160 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00155744
Street Address3311 GULF WINDS CIR
CityHERNANDO BEACH
StateFL
Zip34607-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 2 LOT 51 ORB 339 PG 508 ORB 489 PG 354 ORB 1722 PG 878
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 2
Legal Lot Number51
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address925 LUNBECK RD, CHILLICOTHE, OH 45601-9365
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Quit Claim Deed, Transfer
AMERICAS TITLE, AMERICAS TITLE CORP
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleAug 26, 2020 · Amount on Record
Deed Document Number202174532
Deed Book / Page4065 / 674
Last Transfer DateSep 9, 2026
Transfer Doc0000066734
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateOct 2, 2026
Property Address3311 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027
Document Number0000066734
Book / Page4767 / 1993
Instrument DateSep 9, 2026
Instrument202666734
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyAMERICAS TITLE, AMERICAS TITLE CORP

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 LUNBECK RD, CHILLICOTHE, OH 45601-9365

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 5, 2021
Property Address3311 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027
Document Number0040650674
Book / Page4065 / 674
Map ReferenceMB 6 PG 89A&89B
Instrument DateSep 23, 2021
Instrument2021074532
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3915 S ATLATANTIC AVE, 3915, PORT ORANGE, FL 32127

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address925 LUNBECK RD, CHILLICOTHE, OH 45601-9365

Mortgage

Document Number0004065676
DateOct 5, 2021
Instrument4065/676
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateAug 26, 2020
Property Address3311 GULF WINDS CIR, HERNANDO BEACH, FL 34607-3027
Document Number0038800726
Book / Page003880 / 000726
Instrument DateAug 25, 2020
Instrument52354
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3915 S ATLANTIC AVE PORT ORANGE FL 321276501, PORT ORANGE, FL 32127-6501

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,689.00 (-0.09%)$366,161 (-2.34%) Land $212,135 Building $154,026$366,161 (-2.34%) Land $212,135 Building $154,026
2023$374,925 Land $241,267 Building $133,658
2022$5,694.00$374,925 Land $212,135 Building $162,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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