3311 Emerick Rd, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 3311 Emerick Rd, Cato, NY 13033

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,494 sqft · built 1991
Lot Size	60.8 acres (2,648,448 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,591 (2026)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`053289 40.00-1-46.6`

Property Details

APN / Parcel Number

Primary APN	`053289 40.00-1-46.6`
Alternative APNs	`328904000000010460060000` `07045030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Game Room	Game Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	2,648,448 sqft (60.8 acres)
Garage Type	Mixed
Garage Area	1,752 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07045030
Street Address	3311 EMERICK RD
City	CATO
State	NY
Zip	13033-3381
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	07 - MIXED
Legal Description	AD 1008-201 HILTON DORWIN/BETTY RLU P/O 40.00-1-46.111
Legal Block	1
Legal Lot Number	46.006
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	2
Census Block	2034
Census Tract	40202

Owner

3311 Emerick Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2009.

Source: Cayuga County and Ira Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3311 EMERICK RD, CATO, NY 13033-3381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2009
Transfer Doc	001387/332
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3311 EMERICK RD, CATO, NY 13033-3381
Document Number	0036180181
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 EMERICK RD CATO NY 130333381, CATO, NY 13033-3381

Mortgage

Document Number	0036180181
Date	Jun 14, 2018
Book Page	003618/000181
Instrument	179948

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3311 Emerick Rd was $6,591 with a homeowner's exemption, up 35.5% from the year before.

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,591.00 (+35.45%) Homeowner's exemption
2025	$4,866.00 (-2.87%) Homeowner's exemption Additional exemption filed	$229,700 Land $131,700 Building $98,000	$358,906 Land $205,781 Building $153,125
2024	$5,010.00
2023	Homeowner's exemption Additional exemption filed	$229,700 Land $131,700 Building $98,000	$323,521 Land $185,493 Building $138,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3311 Emerick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3311 Emerick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20