3311 Bell Ave, Elko, NV 89801 Property Records

Elko County property record for 3311 Bell Ave, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,862 sqft · built 1986
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2022)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-857-007`

Property Details

APN / Parcel Number

Primary APN	`001-857-007`
Alternative APN	`001-610-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	4 Stories
Building Area	1,862 sqft Living Area
Gross Area	2,390 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3311 BELL AVE
City	ELKO
State	NV
Zip	89801-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	AUROUS ESTATES SUBDIVISION FILE 138521,LOCATED IN,MDB&M,AS AMENDED BY BOOK 415 PAGE 411, FILE NUMBER,173401
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	AUROUS ESTATES SUBDIVISION
Legal Block	H
Legal Lot Number	7
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3027
Census Tract	950701

Owner

3311 Bell Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3311 BELL AVE, ELKO, NV 89801-4425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST COLONY MORTGAGE CORP
Jun 27, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP
Jun 27, 2019	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	2022801883
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	0000756025
Record Updated	Oct 29, 2026

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 22, 2022
Property Address	3311 BELL AVE, ELKO, NV 89801-4425
Document Number	0000801883
Map Reference	FILE 138521
Instrument Date	Jan 21, 2022
Instrument	801883
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2306 W D ST, 2306, NORTH PLATTE, NE 69101-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3311 BELL AVE, ELKO, NV 89801-4425

Mortgage

Document Number	0000801884
Date	Feb 22, 2022
Instrument	801884

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3311 BELL AVE, ELKO, NV 89801-4425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000769193
Date	Jun 1, 2020
Instrument	769193

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 27, 2019
Property Address	3311 BELL AVE, ELKO, NV 89801-4425
Document Number	0000756026
Map Reference	MB415PG411FILE173401
Instrument Date	Jun 14, 2019
Instrument	756026
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 CHARLES WAY, 417, ELKO, NV 89801-9594

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3311 BELL AVE, ELKO, NV 89801-4425

Mortgage

Document Number	0000756027
Date	Jun 27, 2019
Instrument	756027

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 27, 2019
Property Address	3311 BELL AVE, ELKO, NV 89801-4425
Document Number	0000756025
Instrument Date	Jun 11, 2019
Instrument	756025
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	417 CHARLES WAY ELKO NV 89801, ELKO, NV 89801

Tax Assessment & Valuation

The 2026 property tax bill for 3311 Bell Ave was $2,092, down 2.8% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (-2.79%)	$57,123 (-2.84%) Land $14,875 Building $42,248	$163,209 (-2.84%) Land $42,500 Building $120,709
2025	$2,152.00	$58,791 Land $14,875 Building $43,916	$167,974 Land $42,500 Building $125,474
2023	$2,031.00 (+7.97%)	$57,848 (+11.65%) Land $14,875 Building $42,973	$165,280 (+11.65%) Land $42,500 Building $122,780
2022	$1,881.00	$51,810 Land $14,875 Building $36,935	$148,029 Land $42,500 Building $105,529

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3311 Bell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3311 Bell Ave is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 74% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.

3311 Bell Ave, Elko, NV 89801 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Bell Ave

Nearby Streets

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