3310 Pekin St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3310 Pekin St, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 2006
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (Oct 2025)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0562-0001-1050`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0562-0001-1050`
Alternative APN	`263027056200011050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,601 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3310 PEKIN ST
City	SAINT CLOUD
State	FL
Zip	34772-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 105
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 1
Legal Phase	1
Legal Tract	562
Legal Block	1050
Legal Lot Number	105
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43207

Owner

Source: Osceola County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 1, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2025121363
Deed Book / Page	6857 / 922
Prior Transfer Date	Dec 1, 2017
Prior Transfer Doc	0052500086
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Aug 14, 2026
Property Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771
Document Number	0000106624
Book / Page	7020 / 1300
Instrument Date	Aug 6, 2026
Instrument	2026106624
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771

Mortgage

Document Number	0000106624,
Date	Aug 14, 2026
Book Page	7020/1300
Instrument	2026106624

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771

Mortgage

Document Number	0060051325
Date	Jul 20, 2021
Book Page	6005/1325
Instrument	2021111973

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 1, 2025
Property Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771
Document Number	0068570922
Book / Page	6857 / 922
Map Reference	MB 17 PG 127
Instrument Date	Sep 29, 2025
Instrument	2025121363
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIRST INT'L TITLE, FIRST INTL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5228 CHICKADEE ST, SAINT CLOUD, FL 34771-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 PEKIN ST, SAINT CLOUD, FL 34772-7771

Mortgage

Document Number	0006857924
Date	Oct 1, 2025
Instrument	6857/924

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (+3.69%)	$214,425 (+2.9%)	$298,500 (-0.07%) Land $70,000 Building $228,500
2024	$2,875.00 (+2.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,382 (+3%)	$298,700 (+5.32%) Land $70,000 Building $228,700
2023	$2,794.00 (+3.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$202,313 (+3%)	$283,600 (+14.72%) Land $60,000 Building $223,600
2022	$2,690.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,421	$247,200 Land $55,000 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

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