Kenton County property record for 3310 Mills Rd, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3 ba · 2,029 sqft · built 1992 |
| Lot Size | 6.5 acres (283,401 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-029.08 |
| Primary APN | 060-00-00-029.08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,029 sqft Finished Area |
| Gross Area | 3,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 283,401 sqft (6.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3310 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2479 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 6.5061 ACS NWS MILLS RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3310 MILLS RD, COVINGTON, KY 41015-2479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Nov 23, 2016 | Deed of Trust, Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3310 MILLS RD, COVINGTON, KY 41015-2479 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3310 MILLS RD, COVINGTON, KY 41015-2479 |
| Document Number | 0005900030 |
|---|---|
| Date | Sep 12, 2024 |
| Book Page | KCM 582/733 |
| Instrument | 24091205900030 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3310 MILLS RD, COVINGTON, KY 41015-2479 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900237 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 177/462 |
| Instrument | 21030305900237 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3310 MILLS RD, COVINGTON, KY 41015-2479 |
| Document Number | 0000000072 |
| Book / Page | 0I3881 / 000130 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3310 MILLS RD COVINGTON KY 410152479, COVINGTON, KY 41015-2479 |
| Document Number | 0000000072 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 0I3881/000130 |
| Instrument | 72 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 4, 2032 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,200 (-9.96%) Land $31,000 Building $231,200 | $291,200 (-) | |
| 2025 | $2,815.00 (-9.75%) Homeowner's exemption | $291,200 (+17.8%) Land $60,000 Building $231,200 | $291,200 (+17.8%) Land $60,000 Building $231,200 |
| 2023 | $3,119.00 | $247,200 Land $60,000 Building $187,200 | $247,200 Land $60,000 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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