331 Willard Rd, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 331 Willard Rd, Massena, NY 13662

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 3,472 sqft · built 1850
Lot Size15 acres (653,400 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Jan 2010)
Tax Bill$6,813 (2026)
Deeds & MortgagesMar 2022 Mortgage
APN405289 15.002-1-22.412

Property Details

APN / Parcel Number

Primary APN405289 15.002-1-22.412
Alternative APN
  • 528901500200010224120000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,472 sqft Living Area
Gross Area2,116 sqft
1st Floor Area2,296 sqft
2nd Floor Area1,176 sqft
Upper Floors Area220 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Lot Area653,400 sqft (15 acres)
Lot Width786 ft Width
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area500 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number405289 15.002-1-22.412
Street Address331 WILLARD RD
CityMASSENA
StateNY
Zip13662-3479
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number22.412
JurisdictionST LAWRENCE NY
Township / Civil DivisionLOUISVILLE
Census Block Group1
Census Block1010
Census Tract490400

Owner

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 WILLARD RD, MASSENA, NY 13662-3479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2010 · Amount on Record
Deed SaleJan 4, 2010 · Amount on Record
Deed Book / Page2010 / 31
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address331 WILLARD RD, MASSENA, NY 13662-3479
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003508
DateMar 18, 2022
InstrumentR-2022-00003508
Lender
NameMASSENA SLA
TypeBank
AddressMASSENA, NY 13662
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5.68%
Type Change DateApr 1, 2027
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change11.6%
IndexOther
Max Rate11.6%

Tax Assessment & Valuation

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionLouisville Town
Unified School DistrictMassena Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,813.00 (+16.88%) Homeowner's exemption
2025$5,829.00 (+14.25%)$294,000 (+104.17%) Land $43,100 Building $250,900$294,000 (+22.5%) Land $43,100 Building $250,900
2024$5,102.00 Homeowner's exemption$144,000 (-) Land $20,300 Building $123,700$240,000 (+8.33%) Land $33,833 Building $206,167
2023$144,000 Land $20,300 Building $123,700$221,538 Land $31,231 Building $190,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: SLICFiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Willard Rd

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