331 White St E, Rock Hill, SC 29730 Property Records

York County property record for 331 White St E, Rock Hill, SC 29730

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,930 sqft · built 1910
Lot Size	0.391 acres (17,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,000 (May 2025)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`627-09-01-003`

Property Details

APN / Parcel Number

Primary APN	`627-09-01-003`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	3,263 sqft
1st Floor Area	1,709 sqft
2nd Floor Area	1,221 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	17,051 sqft (0.391 acres)

Exterior Amenities

Porch	Slab
Porch Area	333 sqft
Deck Area	594 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	331 WHITE ST E
City	ROCK HILL
State	SC
Zip	29730-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Description	E WHITE ST
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1000
Census Tract	60300

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU
May 15, 2025	Deed, Transfer · Line of Credit PRIMARY RESIDENTIAL MORTGAGE INC
Mar 23, 2020	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	202515699
Deed Book / Page	21913 / 18
Prior Transfer Date	Feb 22, 2018
Prior Transfer Doc	1685000308
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 WHITE ST E, ROCK HILL, SC 29730-5331

Mortgage

Document Number	2042900026
Date	Sep 30, 2022
Book Page	20429/26
Instrument	2022042295

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2168900151
Date	Dec 31, 2024
Book Page	21689/151
Instrument	2024041752

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	225 WHITE ST W, ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 15, 2025
Property Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Document Number	2191300018
Book / Page	21913 / 18
Map Reference	MB 118 PG 55
Instrument Date	May 15, 2025
Instrument	2025015699
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 WHITE ST E, ROCK HILL, SC 29730-5331

Mortgage

Document Number	2025015700
Date	May 15, 2025
Instrument	2025015700

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 23, 2020
Property Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Document Number	1814700191
Book / Page	18147 / 191
Map Reference	MB 118 PG 55
Instrument Date	Mar 12, 2020
Instrument	2020011947
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 WHITE ST E, ROCK HILL, SC 29730-5331

Mortgage

Document Number	2020011948
Date	Mar 23, 2020
Instrument	2020011948

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Mar 1, 2018
Property Address	331 WHITE ST E, ROCK HILL, SC 29730-5331
Document Number	1685000308
Book / Page	016850 / 000308
Instrument Date	Feb 22, 2018
Instrument	8296
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 E WHITE ST ROCK HILL SC 297305331, ROCK HILL, SC 29730-5331

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,110.00 (+12.35%)	$9,820 (+15%) Land $1,259 Building $8,561	$351,100 (+64.47%) Land $45,000 Building $306,100
2023	$1,878.00	$8,539 Land $1,440 Building $7,099	$213,480 Land $36,000 Building $177,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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