331 Westridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 331 Westridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,461 sqft · built 1993
Lot Size	0.263 acres (11,466 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2017)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860000169`

Property Details

APN / Parcel Number

Primary APN	`A860000169`
Alternative APN	`2-057A-5854-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,461 sqft Living Area
Gross Area	3,242 sqft
1st Floor Area	1,461 sqft
Basement Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,466 sqft (0.263 acres)
Lot Dimensions	147 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000169
Street Address	331 WESTRIDGE DR
City	O FALLON
State	MO
Zip	63366-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE #1 LOT 9
Legal Subdivision	WESTRIDGE #1
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2031
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	331 WESTRIDGE DR, O FALLON, MO 63366-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 10, 2017	Warranty Deed, Transfer INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2017633980
Deed Book / Page	6820 / 1055
Prior Transfer Date	Oct 6, 2017
Prior Transfer Doc	0068201053
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	331 WESTRIDGE DR, O FALLON, MO 63366-7407
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 WESTRIDGE DR, O FALLON, MO 63366-7407

Mortgage

Document Number	2021R053975
Date	Jun 25, 2021
Instrument	2021R-053975

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 10, 2017
Property Address	331 WESTRIDGE DR, O FALLON, MO 63366-7407
Document Number	0068201055
Book / Page	006820 / 001055
Instrument Date	Oct 6, 2017
Instrument	633980
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 WESTRIDGE DR O FALLON MO 633667407, O FALLON, MO 63366-7407

Mortgage

Document Number	68201057
Date	Oct 10, 2017
Book Page	006820/001057
Instrument	633990

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,954 (-)	$278,705 (-) Land $60,000 Building $218,705
2025	$3,408.00 (+6.2%)	$52,954 (+9.42%)	$278,705 (+9.42%) Land $60,000 Building $218,705
2024	$3,209.00
2023		$48,395
2022			$254,709 Land $45,000 Building $209,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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