331 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 331 Webb Rd, Shelby, NC 28152 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2022
Square Footage	1,591 sqft Finished Area
Lot Size	36,155 sqft (0.83 acres)
Garage	480 sqft
Occupancy	Owner Occupied
Tax Bill	$2,006.00 (2025)

Owner

Source: Cleveland County records · APN 65421

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 WEBB RD, SHELBY, NC 28152-6004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Deed Doc Number	2025200113231
Deed Book / Page	1945 / 1090
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	331 WEBB RD, GROVER, NC 28073
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 PLEASANT SCHOOL RD, GAFFNEY, SC 29341-5124

Mortgage

Document Number	0018532116
Date	Oct 04, 2021
Book Page	1853/2116
Instrument	200062210

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2032
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,028 (-) Land $30,079 Building $285,949	$316,028 (-) Land $30,079 Building $285,949
2025	$2,006.00	$316,028 (+56.29%) Land $30,079 Building $285,949	$316,028 (+56.29%) Land $30,079 Building $285,949
2023		$202,204 Land $25,066 Building $177,138	$202,204 Land $25,066 Building $177,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`65421`
Alternative APN	`1340895`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,591 sqft Finished Area
Upper Floors	551 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding Exterior
Lot Area	36,155 sqft (0.83 acres)
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage
Porch Area	194 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1340895
Street Address	331 WEBB RD
City	SHELBY
State	NC
Zip	28152-6004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#1 PB44-191 .83AC RD 1152
Legal Block	1
Legal Lot Number	134
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	4
Census Block	4054
Census Tract	951400