331 Water St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 331 Water St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	5 bd · 3.5 ba · 3,094 sqft · built 1895
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jul 2017)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Sep 2021 Refinance Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`184 0013 0001 A`

Property Details

APN / Parcel Number

Primary APN	`184 0013 0001 A`
Alternative APNs	`LAWR M:0184 B:0013 L:0001` `M:0184 B:0000 L:0018`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,094 sqft Living Area
Gross Area	5,618 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	184 0013 0001 A
Street Address	331 WATER ST
City	LAWRENCE
State	MA
Zip	01841-5126
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	13
Legal Lot Number	1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2009
Census Tract	251300

Owner

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	522 ESSEX ST, LAWRENCE, MA 01840-1242
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Aug 23, 2019	Deed of Trust, Mortgage SAVINGS BK
Jul 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Jul 2, 2008
Deed Book / Page	15152 / 179
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	331 WATER ST, LAWRENCE, MA 01841-5126
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017132-333
Date	Sep 15, 2021
Book Page	17132/333
Instrument	30794

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	331 WATER ST, LAWRENCE, MA 01841-5126
Document Number	15968-75
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 ESSEX ST LAWRENCE MA 018401241, LAWRENCE, MA 01840-1241

Mortgage

Document Number	15968-75
Date	Aug 23, 2019
Book Page	015968/000075
Instrument	3

Lender

Name	SAVINGS BK
Type	Bank

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 17, 2017
Property Address	331 WATER ST, LAWRENCE, MA 01841-5126
Document Number	15152-179
Book / Page	015152 / 000179
Instrument Date	Jul 14, 2017
Instrument	898
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 ESSEX ST LAWRENCE MA 018401241, LAWRENCE, MA 01840-1241

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,982.00 (+7.02%)	$793,400 (+12.49%) Land $131,500 Building $661,900
2024	$6,524.00 (-3.35%)	$705,300 (+6.16%) Land $138,300 Building $567,000
2023	$6,750.00	$664,400 Land $133,500 Building $530,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 2 condo units
Nearby Flood Claims	15 (1978–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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