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331 Walter Ave, Frostproof, FL 33843 Property Records

Polk County property record for 331 Walter Ave, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 800 sqft · built 1962
Lot Size0.207 acres (8,995 sqft)
Owner2 Trust Names on File
Tax Bill$1,322 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-32-07-985700-014050

Property Details

APN / Parcel Number

Primary APN28-32-07-985700-014050
Alternative APNs
  • 073228985700014050
  • 73228000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,995 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
PorchEnclosed/Unfinished Porch
Porch Area342 sqft

Location & Zoning

Street Address331 WALTER AVE
CityFROSTPROOF
StateFL
Zip33843-9131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN RAY HOMES PLAT NO 1 PB 43 PG 8 BLK N LOT 5
Legal Range28E
Legal Township32S
Legal Section07
Legal SubdivisionSUN RAY HOMES PLAT NO 1
Legal Tract985700
Legal BlockN
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group2
Census Block2034
Census Tract15801

Owner

331 Walter Ave is held in a trust since May 2001.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Trust Names on File
Mailing Address122 E LAKE AVE, LONGWOOD, FL 32750-5441
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMERCIAL LENDER LLC
Jan 27, 2026Warranty Deed, Transfer · Balloon Mortgage
CR HOME SOLUTIONS LLC
Jan 28, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Mar 9, 2017Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2001
Deed SaleMay 25, 2001
Prior SaleMay 21, 2001 · Amount on File
Deed Book / Page4710 / 695
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 1, 2026
Property Address331 WALTER AVE, FROSTPROOF, FL 33843-9131
Document Number0000212522
Book / Page14137 / 1756
Instrument DateAug 28, 2026
Instrument2026212522
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000212522,
DateSep 1, 2026
Book Page14137/1756
Instrument2026212522
Lender
NameCOMMERCIAL LENDER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 27, 2026
Property Address331 WALTER AVE, FROSTPROOF, FL 33843-9131
Document Number0000021134
Book / Page13860 / 396
Map ReferenceMB 43 PG 8
Instrument DateJan 22, 2026
Instrument2026021134
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1729 PEBBLE BEACH ST, WINTER HAVEN, FL 33881-1723

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E LAKE AVE, LONGWOOD, FL 32750-5441

Mortgage

Document Number0000021135
DateJan 27, 2026
Book Page13860/398
Instrument2026021135
Lender
NameCR HOME SOLUTIONS LLC
TypeNon-Lending Institution
AddressCEDAR RAPIDS, IA 52408
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term7 Months
DueAug 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address331 WALTER AVE, FROSTPROOF, FL 33843-9131
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 WALTER AVE, FROSTPROOF, FL 33843-9131

Mortgage

Document Number0000025969
DateJan 28, 2022
Book Page12094/1796
Instrument2022025969
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term302 Months
DueMar 1, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address331 WALTER AVE, FROSTPROOF, FL 33843-9131
Document Number0101261493
Book / Page010126 / 001493
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address331 WALTER AVE FROSTPROOF FL 338439131, FROSTPROOF, FL 33843-9131

Mortgage

Document Number0101261493
DateApr 24, 2017
Book Page010126/001493
Instrument77138
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount on Record
Term360 Months
DueApr 23, 2047
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 331 Walter Ave was $1,322, down 32.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,428 (+1%)$131,495 (+1.17%) Land $21,000 Building $110,495
2025$1,322.00 (-32.1%)$83,116$129,968 Land $21,000 Building $108,968
2024$1,947.00 (+12.8%)
2023$1,726.00 (+12.01%)$122,881 (+19.28%) Land $13,500 Building $109,381$122,881 (+19.28%) Land $13,500 Building $109,381
2022$1,541.00$103,022 Land $7,700 Building $95,322$103,022 Land $7,700 Building $95,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Walter Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Walter Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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