331 W Ross St, Troy, OH 45373 Property Records

Miami County property record for 331 W Ross St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,850 sqft · built 1962
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$36,000 (Sep 1983)
Tax Bill$1,921 (2025)
Flood ZoneZone AE (high risk)
APND08-049200

Property Details

APN / Parcel Number

Primary APND08-049200
Alternative APNs
  • 050628.3-16-009-00
  • D08SW128 00900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,850 sqft Living Area
1st Floor Area1,850 sqft
Upper Floors Area925 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address331 W ROSS ST
CityTROY
StateOH
Zip45373-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 5000 68 & IN LOT 5001 2 NE SIDE
Legal Lot Number5000
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2000
Census Tract365302

Owner

331 W Ross St is owned by a company that bought it in September 1983 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address331 W ROSS ST, TROY, OH 45373-3931
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1983 · Amount on File
Deed SaleSep 1, 1983 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 331 W Ross St was $1,921 with a homeowner's exemption, up 27.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (+27.39%) Homeowner's exemption$56,950 (+45.54%) Land $10,540 Building $46,410$162,700 Land $30,100 Building $132,600
2024$1,508.00 (+3.22%) Homeowner's exemption$39,130 (-) Land $10,990 Building $28,140
2023$1,461.00 (+17.26%) Homeowner's exemption$39,130 (-) Land $10,990 Building $28,140$111,800 (-) Land $31,400 Building $80,400
2022$1,246.00 Homeowner's exemption$39,130 Land $10,990 Building $28,140$111,800 Land $31,400 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 W Ross St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 51 policies
Nearby Flood Policies51 in force
Nearby Flood Claims13 (1983–2014)
Claims Outside the SFHA2 of 13
Most Recent ClaimMay 2014 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims
  • Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 W Ross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

Nearby Properties on W Ross St

Nearby Streets

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