331 W Pontotoc, Roff, OK 74865 Property Records

Pontotoc County property record for 331 W Pontotoc, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1983
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Tax Bill	$963 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21189`

Property Details

APN / Parcel Number

Primary APN	`21189`
Alternative APN	`1130-00-173-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	202 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21189
Street Address	331 W PONTOTOC
City	ROFF
State	OK
Zip	74865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 BLOCK 173 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	173
Legal Lot Number	1,2
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2050
Census Tract	89600

Owner

331 W Pontotoc is owned and occupied by an individual who acquired it in March 2020.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 241, ROFF, OK 74865-0241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020
Deed Sale	Mar 24, 2020
Prior Sale	Jul 6, 2016 · Amount on File
Deed Document Number	20201514
Deed Book / Page	3381 / 278
Prior Transfer Date	Mar 18, 2020
Prior Transfer Doc	003381/278
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 24, 2020
Property Address	331 W PONTOTOC, ROFF, OK 74865
Document Number	003381/278
Book / Page	3381 / 278
Instrument Date	Mar 18, 2020
Instrument	2020-001514
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 W PONTOTOC AVE, ROFF, OK 74865

Mortgage

Document Number	2020001515
Date	Mar 24, 2020
Instrument	2020-001515

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 331 W Pontotoc was $963 with a homeowner's exemption, down 3.8% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,270 (+3%) Land $900 Building $10,370	$93,920 (-30.63%) Land $7,500 Building $86,420
2025	$963.00 (-3.8%) Homeowner's exemption	$10,942 (+2.99%) Land $900 Building $10,042	$135,397 (-4.72%) Land $7,500 Building $127,897
2024	$1,001.00 (+13.49%) Homeowner's exemption	$10,624 (+4.17%) Land $900 Building $9,724	$142,098 (+31.63%) Land $7,500 Building $134,598
2023	$882.00 Homeowner's exemption	$10,199 Land $900 Building $9,299	$107,951 Land $7,500 Building $100,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 W Pontotoc in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 W Pontotoc is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50