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  5. W Massachusetts St

331 W Massachusetts St, Hernando, FL 34442 Property Records

Citrus County property record for 331 W Massachusetts St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,689 sqft · built 1991
Lot Size0.996 acres (43,397 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Sep 2020)
Tax Bill$3,650 (2025)
Deeds & MortgagesJun 2021 Transfer
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00440-0080

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00440-0080
Alternative APNs
  • 1818S19E0110004400080
  • 2301520

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,689 sqft Living Area
Gross Area3,393 sqft
1st Floor Area2,689 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area43,397 sqft (0.996 acres)
Lot Dimensions291 ft deep x 150 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchFinished/Open Porch
Porch Area399 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2301520
Street Address331 W MASSACHUSETTS ST
CityHERNANDO
StateFL
Zip34442-4860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 8 BLK 44
Legal Range18E
Legal Township18S
Legal Section36
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block44
Legal Lot Number8
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3015
Census Tract450703

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
Jun 21, 2018Deed of Trust, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleJun 25, 2018 · Amount on Record
Deed Document Number202050190
Deed Book / Page3093 / 414
Last Transfer DateJun 17, 2021
Transfer Doc0031770349
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJun 21, 2021
Property Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860
Document Number0031770349
Book / Page3177 / 349
Map ReferenceMB 9 PG 73-83
Instrument DateJun 17, 2021
Instrument2021042236
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 22, 2020
Property Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860
Document Number0030930414
Book / Page3093 / 414
Map ReferenceMB 9 PG 73-83
Instrument DateSep 14, 2020
Instrument2020050190
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyCOMPASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address331 W MASSACHUSETTS ST, 331, HERNANDO, FL 34442-4860

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860

Mortgage

Document Number3093415
DateSep 22, 2020
Instrument3093/415
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address331 W MASSACHUSETTS ST, HERNANDO, FL 34442-4860
Document Number0029091607
Instrument DateJun 21, 2018
Transaction TypeTransfer
Record UpdatedJul 13, 2018

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address4699 PINE LAKE DR MIDDLEBURG FL 320688724, MIDDLEBURG, FL 32068-8724

Mortgage

Document Number0029091607
DateJun 25, 2018
Book Page002909/001607
Instrument32113
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,650.00 (+4.38%) Homeowner's exemption$270,589 (-34.65%)$395,466 (-4.49%) Land $31,000 Building $364,466
2024$3,497.00 (+2.37%) Homeowner's exemption Additional exemption filed$414,056 (+1.05%) Land $29,500 Building $384,556$414,056 (+1.05%) Land $29,500 Building $384,556
2023$3,416.00 (+6.82%) Homeowner's exemption Additional exemption filed$409,758 (+19.49%) Land $25,500 Building $384,258$409,758 (+19.49%) Land $25,500 Building $384,258
2022$3,198.00 Homeowner's exemption Additional exemption filed$342,919 Land $17,250 Building $325,669$342,919 Land $17,250 Building $325,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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