331 W Downer Pl, Aurora, IL 60506 Property Records

Kane County property record for 331 W Downer Pl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1910
Lot Size	0.061 acres (2,640 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-285-007`

Property Details

APN / Parcel Number

Primary APN	`15-21-285-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,301 sqft
Basement Area	690 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	2,640 sqft (0.061 acres)
Lot Dimensions	80 ft deep x 33 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	331 W DOWNER PL
City	AURORA
State	IL
Zip	60506-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPVRS ASSMT PLAT LOTS 13 & 23 - 26 & PART SSECTIONS 21& 22 LOT J LOT DIMENSIONS: 33 X 80 APPROX LOT SQ FT 2640 HISTORIC DISTRICT WESTSIDE SUBDIVISION: SEC 21- W DOWNER PL
Legal Subdivision	SUPVRS ASSMT PLAT
Legal Block	1
Legal Lot Number	13,23
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1002
Census Tract	853900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side Historic District listed 1986 · 93 contributing resources · NRIS 86001484

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 W DOWNER PL, AURORA, IL 60506-5140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 13, 2020	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	202037605
Prior Transfer Date	Dec 27, 2002
Prior Transfer Doc	0000016399
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	331 W DOWNER PL, AURORA, IL 60506-5140
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003417
Date	Jan 25, 2019
Instrument	2019K003417

Lender

Name	AMERICAN COMMUNITY BANK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	331 W DOWNER PL, AURORA, IL 60506-5140
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025011
Date	May 9, 2022
Instrument	2022K025011

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 13, 2020
Property Address	331 W DOWNER PL, AURORA, IL 60506-5140
Document Number	0000037605
Instrument Date	Jun 17, 2020
Instrument	37605
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 W DOWNER PL AURORA IL 605065140, AURORA, IL 60506-5140

Mortgage

Document Number	37606
Date	Jul 13, 2020
Instrument	37606

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00 (+11.96%) Homeowner's exemption	$74,039 (+9.39%) Land $4,512 Building $69,527	$222,206 (+9.39%) Land $13,541 Building $208,664
2024		$67,684 (+22.66%) Land $4,125 Building $63,559	$203,133 (+22.71%) Land $12,380 Building $190,753
2022	$4,381.00 (+5.01%) Homeowner's exemption	$55,179 (+7.41%) Land $3,363 Building $51,816	$165,537 (+7.41%) Land $10,089 Building $155,448
2021	$4,172.00 Homeowner's exemption	$51,372 Land $3,131 Building $48,241	$154,116 Land $9,393 Building $144,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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