331 W 6th St, Saint Charles, MN 55972 Property Records

Winona County property record for 331 W 6th St, Saint Charles, MN 55972

Property Summary

Property Type	Commercial
Details	1,368 sqft · built 2019
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2021)
Tax Bill	$6,648 (2026)
Deeds & Mortgages	Jun 2024 Sale Aug 2021 Sale & Mortgage + 1 more
APN	`29.060.1890`

Property Details

APN / Parcel Number

Primary APN	`29.060.1890`

Interior

Stories	1 Story
Building Area	1,368 sqft Total Area
1st Floor Area	1,368 sqft
Flooring	Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Slate
Lot Area	7,318 sqft (0.168 acres)

Location & Zoning

Street Address	331 W 6TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1105
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-008 BLOCK-035 W 1/3 LOT 8 & W 60' LOT 9
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	ORIGINAL PLAT
Legal Block	35
Legal Lot Number	8-9
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3069
Census Tract	671000

Owner

331 W 6th St, a commercial property, is owned by two individuals who bought it in August 2021.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2021636358
Record Updated	Oct 29, 2026

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Jun 25, 2024
Property Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105
Document Number	000A655406
Instrument Date	Jun 1, 2024
Instrument	A655406
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105

August 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WINONA MN
Recording Date	Aug 24, 2021
Property Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105
Document Number	0000636358
Instrument Date	Aug 18, 2021
Instrument	636358
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105

Mortgage

Date	Aug 24, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	62 Months
Due	Oct 1, 2026

Interest

Rate	4%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 11, 2017
Property Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105
Document Number	0000607187
Instrument Date	Nov 21, 2017
Instrument	607187
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$124.74
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 W 6TH ST, SAINT CHARLES, MN 55972-1105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 331 W 6th St was $6,648 with an additional exemption, up 60.9% from the year before.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,648.00 (+60.89%) Additional exemption filed	$363,300 (+31.58%) Land $37,000 Building $326,300	$363,300 (+31.58%) Land $37,000 Building $326,300
2025	$4,132.00 Additional exemption filed	$276,100 Land $37,000 Building $239,100	$276,100 Land $37,000 Building $239,100
2023	$3,036.00	$177,600 Land $36,600 Building $141,000	$177,600 Land $36,600 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 331 W 6th St; there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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