331 W 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 331 W 31st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 838 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Feb 2025)
Tax Bill	$759 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-212-006`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-212-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	838 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	172 ft deep x 35 ft wide
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	331 W 31ST ST
City	LORAIN
State	OH
Zip	44055-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DANIELS & BRAUN 35 X 172
Legal Subdivision	DANIELS & BRAUN
Legal Tract	01
Legal Block	212
Legal Lot Number	76 78
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	23500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	331 W 31ST ST, LORAIN, OH 44055-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	202541466
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	331 W 31ST ST, LORAIN, OH 44055-1117
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172W W 7TH ST, LORAIN, OH 44052-1461

Mortgage

Document Number	0000010322
Date	Apr 18, 2024
Instrument	2024-0010322

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 3, 2034

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 30, 2020
Property Address	331 W 31ST ST, LORAIN, OH 44055-1117
Document Number	0000767404
Instrument Date	Jun 26, 2020
Instrument	767404
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 GULF RD SHEFFIELD VILLAGE OH 440351459, SHEFFIELD VILLAGE, OH 44035-1459

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00	$18,920 (-0.03%) Land $4,690 Building $14,230	$54,070 (-) Land $13,410 Building $40,660
2024	$759.00 (-2.69%)	$18,925 (+28.16%) Land $4,694 Building $14,231	$54,070 (+28.16%) Land $13,410 Building $40,660
2023	$780.00 (+0.91%)	$14,767 (-0.02%) Land $3,815 Building $10,952	$42,190 (-) Land $10,900 Building $31,290
2022	$773.00	$14,770 Land $3,820 Building $10,950
2021			$42,190 Land $10,900 Building $31,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on W 31st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures