331 W 20th St, Covington, KY 41014 Property Records

Kenton County property record for 331 W 20th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 875 sqft · built 1909
Lot Size	0.054 acres (2,375 sqft)
Owner	Individual Name on Record
Last Sale	$42,330 (Jul 2017)
Tax Bill	$814 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-12-22-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-22-009.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	875 sqft Finished Area
Gross Area	945 sqft

Exterior

Year Built	Built 1909
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,375 sqft (0.054 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551222009.00
Street Address	331 W 20TH ST
City	COVINGTON
State	KY
Zip	41014-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD E 25' LOT 81 25'X 95' SS 20TH 46 4,14' E HOWELL
Legal Subdivision	HOWARD & CO
Legal Lot Number	81
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3007
Census Tract	65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 W 20TH ST, COVINGTON, KY 41014-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	0006193200
Deed Book / Page	6193 / 200
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 5, 2017
Property Address	331 W 20TH ST, COVINGTON, KY 41014-1109
Document Number	0000000068
Book / Page	0C6193 / 000200
Instrument Date	Jun 29, 2017
Instrument	68
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount Recorded
Tax	$42.33
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 W 20TH ST COVINGTON KY 410141109, COVINGTON, KY 41014-1109
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$814.00 (-0.61%)	$61,500 (-) Land $10,000 Building $51,500	$61,500 (-) Land $10,000 Building $51,500
2023	$819.00	$61,500 Land $10,000 Building $51,500	$61,500 Land $10,000 Building $51,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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