331 W 107th St, Chicago, IL 60628 Property Records

Cook County property record for 331 W 107th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,320 sqft · built 1898
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Company Names on Record
Last Sale	$140,000 (Jan 2024)
Tax Bill	$1,571 (2024)
Deeds & Mortgages	Oct 2026 Transfer May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-400-006`

Property Details

APN / Parcel Number

Primary APN	`25-16-400-006`
Alternative APN	`25-16-400-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 W 107TH ST
City	CHICAGO
State	IL
Zip	60628-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SUBDIVISION) OF NH OF LT 34 EX W 67 FT & EX N 33 FT FOR ST ALL IN SCHOOL TRUSTEES SUB OF SEC SEC 16-37-14
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	SCHOOL TRUSTEES SUB
Legal Lot Number	34
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3005
Census Tract	491000

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 16, 2018	Grant Deed, Transfer STEWART TITLE
Jul 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Dec 13, 2016
Deed Document Number	202446090
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000008000
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 1, 2026
Property Address	331 W 107TH ST, CHICAGO, IL 60628-3303
Document Number	0000008000
Instrument Date	Sep 21, 2026
Instrument	20262748000
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 11, 2026
Property Address	331 W 107TH ST, CHICAGO, IL 60628-3303
Document Number	0000002123
Instrument Date	May 7, 2026
Instrument	20262123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000002123,
Date	May 11, 2026
Instrument	20262123

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 23, 2024
Property Address	331 W 107TH ST, CHICAGO, IL 60628-3303
Document Number	0002346090
Instrument Date	Dec 28, 2023
Instrument	2402346090
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 ROSE CIR, ROMEOVILLE, IL 60446-4891

Mortgage

Document Number	0002346091
Date	Jan 23, 2024
Instrument	2402346091

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.99%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2018
Property Address	331 W 107TH ST, CHICAGO, IL 60628-3303
Document Number	1828949086
Instrument Date	Oct 11, 2018
Instrument	28949086
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6423 SAN FRANCISCO AVE CHICAGO IL 60629, CHICAGO, IL 60629

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2018
Property Address	331 W 107TH ST, CHICAGO, IL 60628-3303
Document Number	1819145011
Instrument Date	Oct 31, 2016
Instrument	19145011
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,800 (+16%) Land $2,250 Building $5,550	$78,000 (+16%) Land $22,500 Building $55,500
2024	$1,571.00 (+147.4%)
2023	$635.00 (+2.75%)
2022	$618.00 (+2.32%)	$3,000 (-) Land $1,500 Building $1,500	$30,000 (-) Land $15,000 Building $15,000
2021	$604.00	$3,000 Land $1,500 Building $1,500	$30,000 Land $15,000 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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