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331 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 331 Vermont Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,296 sqft · built 1973
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Tax Bill$608 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0399-0070

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0399-0070
Alternative APNs
  • 263001000103990070
  • 79918

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,392 sqft
1st Floor Area999 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions150 ft deep x 62.5 ft wide
Garage Area297 sqft

Exterior Amenities

PorchFlorida Room
Porch Area393 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address331 VERMONT AVE
CitySAINT CLOUD
StateFL
Zip34769-2249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 399 LOT 7 LESS N 12.5 FT & LESS S 25 FT
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block399
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0399-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address331 VERMONT AVE, SAINT CLOUD, FL 34769-2249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Feb 13, 2020Intrafamily Transfer, Transfer · FHA Mortgage
HOME MORTGAGE ALLIANCE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2020
Deed SaleFeb 13, 2020
Prior SaleMar 08, 2010 · Amount on Record
Deed Document Number202022088
Deed Book / Page5674 / 83
Prior Transfer DateJan 27, 2020
Prior Transfer Doc0056740083
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address331 VERMONT AVE, SAINT CLOUD, FL 34769-2249
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 VERMONT AVE, SAINT CLOUD, FL 34769-2249

Mortgage

Document Number0059660542
DateMay 25, 2021
Book Page5966/542
Instrument2021081110
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term165 Months
DueFeb 01, 2035

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 13, 2020
Property Address331 VERMONT AVE, SAINT CLOUD, FL 34769-2249
Document Number0056740083
Book / Page5674 / 83
Map ReferenceMB B PG 61&62
Instrument DateJan 27, 2020
Instrument2020022088
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 VERMONT AVE, SAINT CLOUD, FL 34769-2249

Mortgage

Document Number0056740085
DateFeb 13, 2020
Instrument5674/0085
Lender
NameHOME MORTGAGE ALLIANCE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$608.00 (+4.47%) Homeowner's exemption$76,873 (+5.98%)$212,000 (+13.13%) Land $60,000 Building $152,000
2024$582.00 (+0.69%)
2023$578.00 (+1.94%) Homeowner's exemption$72,532 (+3%)$187,400 (+13.64%) Land $55,000 Building $132,400
2022$567.00 Homeowner's exemption$70,420$164,900 Land $50,000 Building $114,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
15 of 18 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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