St. Clair County property record for 331 Vermillion Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,386 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Aug 2018) |
| Tax Bill | $5,505 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Mortgage + 1 more |
| APN | 04-18-0-305-004 |
| Primary APN | 04-18-0-305-004 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 1,386 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 430 sqft |
| Canopy | 75 sqft |
| Cooling System | Central |
|---|
| Street Address | 331 VERMILLION DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD ATLINCOLN FARM LOT/SEC-10 A02584785 |
| Legal Subdivision | SPRINGFIELD ATLINCOLN FARM |
| Legal Block | 305 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 504355 |
331 Vermillion Dr is owned and occupied by two individuals who bought it in August 2018.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 VERMILLION DR, O FALLON, IL 62269-7147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Aug 1, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on File |
| Deed Sale | Aug 1, 2018 · Amount on File |
| Prior Sale | Dec 12, 2011 · Amount on File |
| Deed Document Number | 20182584785 |
| Prior Transfer Date | Aug 29, 2011 |
| Prior Transfer Doc | 0002278198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 331 VERMILLION DR, O FALLON, IL 62269-7147 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | RAVENSWOOD TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | A02722846 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | A02722846 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 331 VERMILLION DR, O FALLON, IL 62269-7147 |
| Document Number | 00A2632563 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 VERMILLION DR O FALLON IL 622697147, O FALLON, IL 62269-7147 |
| Document Number | 00A2632563 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2632563 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 1, 2018 |
| Property Address | 331 VERMILLION DR, O FALLON, IL 62269-7147 |
| Document Number | 00A2584785 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 2584785 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 VERMILLION DR O FALLON IL 622697147, O FALLON, IL 62269-7147 |
| Document Number | A2584786 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2584786 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2048 |
The 2025 property tax bill for 331 Vermillion Dr was $5,505 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505.00 | $82,372 Land $17,572 Building $64,800 | $247,116 Land $52,716 Building $194,400 |
| 2022 | $61,316 Land $13,080 Building $48,236 | $183,948 Land $39,240 Building $144,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 331 Vermillion Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 331 Vermillion Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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