331 Upper Flat Rock Rd, Voorheesville, NY 12186 Property Records

Albany County and New Scotland Town property record for 331 Upper Flat Rock Rd, Voorheesville, NY 12186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,744 sqft · built 1970
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jan 2019)
Tax Bill	$10,950 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013489 105.-3-2`

Property Details

APN / Parcel Number

Primary APN	`013489 105.-3-2`
Alternative APNs	`348910500000030020000000` `10500000030020000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Unfinished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	187,308 sqft (4.3 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10500000030020000000
Street Address	331 UPPER FLAT ROCK RD
City	VOORHEESVILLE
State	NY
Zip	12186-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.-24-10 30,000 CONTAMINATION ADJ RESIDENCE
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	NEW SCOTLAND
Census Block Group	2
Census Block	2009
Census Tract	14502

Owner

331 Upper Flat Rock Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Albany County and New Scotland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 UPPER FLAT ROCK RD, VOORHEESVILLE, NY 12186-4433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Document Number	20191873
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	2783000498
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	331 UPPER FLAT ROCK RD, VOORHEESVILLE, NY 12186-4433
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001046
Date	Jan 14, 2019
Instrument	R2019-01046

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	331 UPPER FLAT ROCK RD, VOORHEESVILLE, NY 12186-4433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010515
Date	Jun 11, 2020
Instrument	R2020-10515

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 331 Upper Flat Rock Rd was $10,950.

Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	New Scotland Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,950.00
2025		$343,000 Land $43,900 Building $299,100	$527,700 Land $67,539 Building $460,161
2023		$343,000 Land $43,900 Building $299,100	$463,500 Land $59,323 Building $404,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Upper Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2004–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Upper Flat Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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