Kane County property record for 331 Tower Hill Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,546 sqft · built 2000 |
| Owner | Individual Name on File |
| Last Sale | $160,500 (May 2000) |
| Tax Bill | $7,376 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-32-128-041 |
| Primary APN | 09-32-128-041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| Basement Area | 586 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 331 TOWER HILL DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-1072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 046-HARVSTHIL CONDOS |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 1-57 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 852204 |
331 Tower Hill Dr is owned by an individual who bought it in May 2000.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 S 6TH ST, SAINT CHARLES, IL 60174-3938 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STC CAPITAL BANK |
| May 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STC CAPITAL BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2000 · Amount on File |
| Deed Sale | May 23, 2000 · Amount on File |
| Deed Document Number | 200040504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 TOWER HILL DR, ST CHARLES, IL 60175-1072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024418 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018K024418 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 TOWER HILL DR, ST CHARLES, IL 60175-1072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017443 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019K017443 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 TOWER HILL DR, ST CHARLES, IL 60175-1072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000041677 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020K041677 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 TOWER HILL DR, ST CHARLES, IL 60175-1072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | N TITLE COMPANY, SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000073229 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021K073229 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 331 Tower Hill Dr was $7,376.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,376.00 | $105,175 (+8.53%) Land $25,462 Building $79,713 | $315,651 (+8.53%) Land $76,417 Building $239,235 |
| 2024 | $96,909 Land $23,461 Building $73,448 | $290,843 Land $70,411 Building $220,432 | |
| 2022 | $5,926.00 (+3.86%) | $73,406 (+4.91%) Land $20,969 Building $52,437 | $220,218 (+4.91%) Land $62,907 Building $157,311 |
| 2021 | $5,706.00 | $69,971 Land $19,988 Building $49,983 | $209,913 Land $59,964 Building $149,949 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Tower Hill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 Tower Hill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures