331 Todd Rd, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 331 Todd Rd, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,454 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$278,500 (Feb 2026)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-091-08`

Property Details

APN / Parcel Number

Primary APN	`057-091-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	331 TODD RD
City	CHARLOTTE
State	NC
Zip	28208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L318 &319 M4-668
Legal Subdivision	TODD PARK
Legal Block	1
Legal Lot Number	318,3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2008
Census Tract	6016

Owner

331 Todd Rd is owned by two individuals who bought it in February 2026.

Source: Mecklenburg County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	335 TODD RD, CHARLOTTE, NC 28208-1146
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Oct 20, 2021	Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE
Jan 11, 2021	Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Jun 26, 2020	Warranty Deed, Transfer MOREHEAD TITLE
Apr 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Oct 20, 2021 · Amount on File
Deed Document Number	202619722
Deed Book / Page	40231 / 137
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2026
Property Address	331 TODD RD, CHARLOTTE, NC 28208
Document Number	0000019722
Book / Page	40231 / 137
Map Reference	MB 4 PG 668
Instrument Date	Feb 19, 2026
Instrument	2026019722
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 TODD RD, CHARLOTTE, NC 28208-1146

Mortgage

Document Number	0000019723
Date	Feb 27, 2026
Instrument	2026019723

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 20, 2021
Property Address	331 TODD RD, CHARLOTTE, NC 28208
Document Number	0000200182
Book / Page	36664 / 97
Instrument Date	Oct 15, 2021
Instrument	2021200182
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 W 57TH ST # ST36C, ST36C, NEW YORK, NY 10019-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 PIEDMONT RD NE BLDG 11 # 300 BLDG 11, 11, ATLANTA, GA 30305-1717
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 11, 2021
Property Address	331 TODD RD, CHARLOTTE, NC 28208
Document Number	0000005611
Book / Page	35536 / 342
Map Reference	MB 4 PG 668
Instrument Date	Jan 6, 2021
Instrument	2021005611
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3765 E INDEPENDENCE BLVD, 3765, CHARLOTTE, NC 28205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W 57TH ST APT 36C, 36C, NEW YORK, NY 10019-3179
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005612
Date	Jan 11, 2021
Instrument	2021005612

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Apr 8, 2022

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 26, 2020
Property Address	331 TODD RD, CHARLOTTE, NC 28208
Document Number	0000095939
Book / Page	034739 / 000523
Instrument Date	Jun 26, 2020
Instrument	95939
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Tax	$136.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	617 STACCATO ST CHARLOTTE NC 282706017, CHARLOTTE, NC 28270-6017

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 2, 2019
Property Address	331 TODD RD, CHARLOTTE, NC 28208
Document Number	0000037430
Book / Page	033398 / 000387
Instrument Date	Mar 13, 2019
Instrument	37430
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$18.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8604 CLIFF CAMERON DR #190 CHARLOTTE NC 282698500, 190, CHARLOTTE, NC 28269-8500

Tax Assessment & Valuation

The 2025 property tax bill for 331 Todd Rd was $2,492, up 6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+6%)	$302,200 Land $50,000 Building $252,200	$302,200 Land $50,000 Building $252,200
2024	$2,351.00
2023			$304,000 Land $50,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Todd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 331 Todd Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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