331 Thomas Dr, West Chicago, IL 60185 Property Records

DuPage County property record for 331 Thomas Dr, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2022)
Tax Bill	$10,741 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-33-405-056`

Property Details

APN / Parcel Number

Primary APN	`01-33-405-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	2,121 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	331 THOMAS DR
City	WEST CHICAGO
State	IL
Zip	60185-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WILLOW CREEK UNIT 2B ALL
Legal Subdivision	WILLOW CREEK UNIT 2B
Legal Lot Number	90
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2022
Census Tract	841312

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 5, 2022	Warranty Deed, Transfer AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	202287198
Last Transfer Date	May 5, 2025
Transfer Doc	0000028065
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 21, 2022
Property Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063
Document Number	0000087198
Map Reference	DOC R95-031295
Instrument Date	Sep 13, 2022
Instrument	R2022-087198
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063

Mortgage

Document Number	0000087199
Date	Sep 21, 2022
Instrument	R2022-087199

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	8.99%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055870
Date	Jun 7, 2017
Instrument	R2017-055870

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 5, 2022
Property Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063
Document Number	0000073984
Map Reference	DOC R95-031295
Instrument Date	Jul 14, 2022
Instrument	R2022-073984
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 THOMAS DR, WEST CHICAGO, IL 60185-5063

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,741.00 (+18.11%)	$136,296 (+32.73%) Land $34,697 Building $101,599	$408,888 (+32.73%) Land $104,091 Building $304,797
2022	$9,094.00 Homeowner's exemption	$102,690 Land $26,910 Building $75,780	$308,070 Land $80,730 Building $227,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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