331 Third St, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 331 Third St, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,596 sqft · built 2007
Lot Size0.127 acres (5,570 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Aug 2025)
Tax Bill$2,415 (2026)
Deeds & MortgagesDec 2021 Refinance
Nov 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN25A-1-F-6

Property Details

APN / Parcel Number

Primary APN25A-1-F-6
Alternative APN
  • 025A 1 F 6

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,596 sqft Finished Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area5,570 sqft (0.127 acres)
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address331 THIRD ST
CityFREDERICKSBURG
StateVA
Zip22408-2334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - RESID
Legal DescriptionSYLVANIA HEIGHTS LOT 6 BLOCK F
Legal SubdivisionSYLVANIA HEIGHTS
Legal BlockF
Legal Lot Number6
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLEE HILL
Census Block Group2
Census Block2004
Census Tract20201

Owner

Source: Spotsylvania County records · APN 25A-1-F-6

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GEORGE MASON MORTGAGE LLC
Nov 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GEORGE MASON MORTGAGE LLC
Sep 02, 2020Deed of Trust, Mortgage · Conventional with PMI
GEORGE MASON MTG
Jun 24, 2019Deed of Trust, Mortgage · Conventional with PMI
JFQ LNDG INC
May 24, 2018Warranty Deed, Transfer · FHA Mortgage
GEORGE MASON MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleMay 24, 2018 · Amount on Record
Deed Document Number202511954
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210036375
DateDec 13, 2021
Instrument210036375
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.63%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210032472
DateNov 01, 2021
Instrument210032472
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.63%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
Document Number202000020375
Instrument DateSep 02, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 THIRD ST FREDERICKSBURG VA 224082334, FREDERICKSBURG, VA 22408-2334

Mortgage

Document Number202000020375
DateSep 09, 2020
Instrument20375
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 08, 2050
Interest
Rate TypeFixed Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
Document Number201900010118
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 THIRD ST FREDERICKSBURG VA 224082334, FREDERICKSBURG, VA 22408-2334

Mortgage

Document Number201900010118
DateJul 01, 2019
Instrument10118
Lender
NameJFQ LNDG INC
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 30, 2049
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateMay 24, 2018
Property Address331 THIRD ST, FREDERICKSBURG, VA 22408-2334
Document Number201800008407
Instrument DateMay 23, 2018
Instrument8407
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 THIRD ST FREDERICKSBURG VA 224082334, FREDERICKSBURG, VA 22408-2334

Mortgage

Document Number201800008410
DateMay 24, 2018
Instrument8410
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,415.00 (+35.37%)$327,600 (+41.7%) Land $150,000 Building $177,600
2025$327,600 (+41.7%) Land $150,000 Building $177,600
2023$1,784.00$231,200 Land $95,000 Building $136,200$231,200 Land $95,000 Building $136,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2014 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Based on FCC filings for 275 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Third St

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