331 Terrace Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 331 Terrace Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1985
Lot Size	0.445 acres (19,427 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Apr 2022)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-501-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-501-0000-0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,678 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,427 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	331 TERRACE DR
City	OVIEDO
State	FL
Zip	32765-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 75 FT OF N 50 FT OF LOT 30 & W 75 FT OF LOT 31 & VACD ST ADJ ON W OVIEDO TERRACE PB 11 PG 6
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	OVIEDO TERRACE
Legal Tract	501
Legal Lot Number	30-31
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1034
Census Tract	21313

Owner

331 Terrace Dr is owned and occupied by an individual who bought it in April 2022.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 TERRACE DR, OVIEDO, FL 32765-7754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Deed Document Number	2022043660
Deed Book / Page	10215 / 307
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 11, 2022
Property Address	331 TERRACE DR, OVIEDO, FL 32765-7754
Document Number	0102150307
Book / Page	10215 / 307
Map Reference	MB 11 PG 6
Instrument Date	Apr 8, 2022
Instrument	2022043660
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,073.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 TERRACE DR, 331, OVIEDO, FL 32765-7754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 701 BOX 533, APO, AP 96555-0006

Mortgage

Document Number	0010215309
Date	Apr 11, 2022
Instrument	10215/309

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 331 Terrace Dr was $5,839.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,839.00	$350,460	$350,460 Land $88,000 Building $262,460
2023	$5,727.00 (+328.35%)	$355,133 (+152.06%)	$355,133 (+14.43%) Land $88,000 Building $267,133
2022	$1,337.00	$140,891	$310,357 Land $83,000 Building $227,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20