331 Sylvan St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 331 Sylvan St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,914 sqft · built 2014
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Oct 2025)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126M M 031`

Property Details

APN / Parcel Number

Primary APN	`126M M 031`
Alternative APN	`0000050196`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000050196
Street Address	331 SYLVAN ST
City	CHATTANOOGA
State	TN
Zip	37405-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 SYLVAN SUB PB3 PG31 REV 100-28 FOR 2014
Legal Subdivision	NORTH CHATT MAP NO 1
Legal Block	27
Legal Lot Number	2 13
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

331 Sylvan St is owned and occupied by an individual who bought it in October 2025.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · USDA Mortgage FILO MORTGAGE LLC
Oct 16, 2024	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Oct 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	2025102800277
Deed Book / Page	14089 / 362
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741

Mortgage

Document Number	0000000215
Date	Jun 23, 2023
Book Page	13326/905
Instrument	2023062300215

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741

Mortgage

Document Number	0000000107
Date	Oct 16, 2024
Book Page	13734/463
Instrument	2024101600107

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 28, 2025
Property Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Document Number	0000000277
Book / Page	14089 / 362
Map Reference	MB 100 PG 28
Instrument Date	Oct 24, 2025
Instrument	2025102800277
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741

Mortgage

Document Number	0014089365
Date	Oct 28, 2025
Instrument	14089/365

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 22, 2022
Property Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Document Number	0000000217
Book / Page	13149 / 303
Map Reference	MB 100 PG 28
Instrument Date	Nov 22, 2022
Instrument	2022112200217
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741

Mortgage

Document Number	0131490306
Date	Nov 22, 2022
Instrument	13149-0306

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	331 SYLVAN ST, CHATTANOOGA, TN 37405-2741
Document Number	1007000249
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 SYLVAN ST CHATTANOOGA TN 374052741, CHATTANOOGA, TN 37405-2741

Mortgage

Document Number	1007000249
Date	Oct 7, 2020
Book Page	012183/000713
Instrument	201007000249

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 331 Sylvan St was $2,184, down 7.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (-7.46%)	$144,125 (+36.58%)	$576,500 (+36.58%) Land $225,000 Building $351,500
2024	$2,360.00	$105,525 (-)	$422,100 (-) Land $150,000 Building $272,100
2023	$2,360.00	$105,525 (-)	$422,100 (-) Land $150,000 Building $272,100
2022	$2,360.00	$105,525	$422,100 Land $150,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Sylvan St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Sylvan St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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