331 Sweet Oak Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 331 Sweet Oak Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,090 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,000 (Aug 2023)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023713-0590`

Property Details

APN / Parcel Number

Primary APN	`023713-0590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	1,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 SWEET OAK WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-8999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82/79-85 CREEKSIDE AT TWIN CREEKS PHASE 1B LOT 59 OR5808/684
Legal Range	28E
Legal Township	05S
Legal Section	11
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 1B
Legal Phase	1B
Legal Lot Number	59
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2032
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Jul 31, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	202363425
Deed Book / Page	5808 / 684
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 11, 2023
Property Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999
Document Number	0058080684
Book / Page	5808 / 684
Map Reference	MB 82 PG 79-85
Instrument Date	Aug 11, 2023
Instrument	2023063425
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,367.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999

Mortgage

Document Number	0005808686
Date	Aug 11, 2023
Instrument	5808/686

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2020
Property Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999
Document Number	0049341947
Book / Page	4934 / 1947
Map Reference	MB 82 PG 79
Instrument Date	Apr 29, 2020
Instrument	2020033896
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999

Mortgage

Document Number	49341953
Date	May 1, 2020
Instrument	4934/1953

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2019
Property Address	331 SWEET OAK WAY, SAINT AUGUSTINE, FL 32095-8999
Document Number	0047690585
Book / Page	004769 / 000585
Instrument Date	Jul 30, 2019
Instrument	55662
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9440 PHILIPS HWY #7 JACKSONVILLE FL 322561339, 7, JACKSONVILLE, FL 32256-1339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,032 (+2.7%)	$371,762 (-3.67%) Land $90,000 Building $281,762
2025	$4,449.00 (+8.86%) Homeowner's exemption	$241,511 (+2.9%)	$385,922 (-2.76%) Land $95,000 Building $290,922
2024	$4,087.00 (-13.65%) Homeowner's exemption	$234,705 (-16.32%)	$396,864 (+17.74%) Land $95,000 Building $301,864
2023	$4,733.00 (+2.07%) Homeowner's exemption	$280,464 (+3%)	$337,078 (+2.47%) Land $95,000 Building $242,078
2022	$4,637.00 Homeowner's exemption	$272,295	$328,967 Land $84,000 Building $244,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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