331 Sumter St, Charleston, SC 29403 Property Records

Charleston County property record for 331 Sumter St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2021)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`460-04-03-031`

Property Details

APN / Parcel Number

Primary APN	`460-04-03-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Multi-Family
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	331 SUMTER ST
City	CHARLESTON
State	SC
Zip	29403-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -331 SUMTER ST DESCRIPTION -LT 7 BLK E
Legal Subdivision	331 SUMTER ST
Legal Block	E
Legal Lot Number	7
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1032
Census Tract	5300

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 SUMTER ST, CHARLESTON, SC 29403-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Book / Page	962 / 919
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0823/0578
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 23, 2021
Property Address	331 SUMTER ST, CHARLESTON, SC 29403-4612
Document Number	09620919
Book / Page	962 / 919
Map Reference	MB B PG 161
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SUMTER ST, CHARLESTON, SC 29403-4612

Mortgage

Document Number	962920
Date	Feb 23, 2021
Instrument	962/920

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 24, 2019
Property Address	331 SUMTER ST, CHARLESTON, SC 29403-4612
Document Number	0823/0578
Book / Page	000823 / 000578
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 GRANADA PL SE PORT ORCHARD WA 983679535, PORT ORCHARD, WA 98367-9535

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 16, 2017
Property Address	331 SUMTER ST, CHARLESTON, SC 29403-4612
Document Number	0673/0062
Book / Page	000673 / 000062
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5052 DELTA ST NORTH CHARLESTON SC 294066361, NORTH CHARLESTON, SC 29406-6361

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+15.71%)	$479,830 (+2,867.41%) Land $378,695 Building $101,135	$650,700 (+60.98%) Land $429,800 Building $220,900
2024	$2,145.00 (+7.63%)	$16,170 (-)
2022	$1,993.00	$16,170	$404,200 (-) Land $329,300 Building $74,900
2020			$404,200 Land $329,300 Building $74,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 units insured incl. 2 condo units
Nearby Flood Claims	28 (1982–2022)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 8 claims Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Sumter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures