331 Summerset Ln, Summerville, SC 29483 Property Records

Dorchester County property record for 331 Summerset Ln, Summerville, SC 29483

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,817 sqft · built 2017
Lot Size	6.09 acres (265,716 sqft)
Owner	Owner Name on Record
Last Sale	$295,000 (Oct 2012)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`127-00-00-080`

Property Details

APN / Parcel Number

Primary APN	`127-00-00-080`
Alternative APN	`R0009079`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,817 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	265,716 sqft (6.09 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0009079
Old Parcel Number	1270000080
Street Address	331 SUMMERSET LN
City	SUMMERVILLE
State	SC
Zip	29483-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1(M)(A)_DC
Legal Description	SUBD: SUMMERSET ACRES
Legal Subdivision	SUMMERSET ACRES
Legal Phase	1
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2007
Census Tract	10501

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	10866 DORCHESTER RD, SUMMERVILLE, SC 29485-6001

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage SOUTHERN FIRST BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
May 11, 2017	Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY MTG SVCS

Assessor's Deed Record

Last Sale	Oct 26, 2012 · Amount on Record
Deed Sale	Oct 26, 2012 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	0008521044
Deed Book / Page	8521 / 044
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	331 SUMMERSET LN, SUMMERVILLE, SC 29483-8341
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SUMMERSET LN, SUMMERVILLE, SC 29483-8341

Mortgage

Document Number	138120148
Date	Nov 19, 2021
Book Page	13812/148
Instrument	2021037512

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	SUMMERVILLE, SC 29486

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	331 SUMMERSET LN, SUMMERVILLE, SC 29483-8341
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SUMMERSET LN, SUMMERVILLE, SC 29483-8341

Mortgage

Document Number	138130015
Date	Nov 19, 2021
Book Page	13813/15
Instrument	2021037536

Lender

Name	FIRST BANK
Type	Bank
Address	SUMMERVILLE, SC 29486

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	331 SUMMERSET LN, SUMMERVILLE, SC 29483-8341
Document Number	0807/0242
Book / Page	010807 / 000242
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 SUMMERSET LN SUMMERVILLE SC 294838341, SUMMERVILLE, SC 29483-8341

Mortgage

Document Number	0807/0242
Date	May 17, 2017
Book Page	010807/000242

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00 (+0.02%)	$35,237 (+63.89%) Land $8,922 Building $26,315	$879,556 (+63.89%) Land $221,675 Building $657,881
2024	$4,259.00 (+11.35%)
2023	$3,825.00 (+1.24%)	$21,500 (-) Land $2,338 Building $19,162	$536,677 (-) Land $57,615 Building $479,062
2022	$3,778.00	$21,500 Land $2,340 Building $19,160	$536,677 Land $57,615 Building $479,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 74% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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