331 Straight St, Fairmont, WV 26554 Property Records

Marion County property record for 331 Straight St, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,240 sqft · built 2010
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on File
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-0156.0000`

Property Details

APN / Parcel Number

Primary APN	`03-32-0156.0000`
Alternative APN	`24-03-32-0156.0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 STRAIGHT ST
City	FAIRMONT
State	WV
Zip	26554-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK J LS 23-24 STRAIGHT ST (PLAT 250-586)
Legal Subdivision	SHADYSIDE ADDITION
Legal Block	J
Jurisdiction	MARION WV
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	20500

Owner

331 Straight St is owned and occupied by an individual.

Source: Marion County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	331 STRAIGHT ST, FAIRMONT, WV 26554-4628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST EXCHANGE BANK
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON COUNTY COUNCIL ON ECONOMIC DE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	331 STRAIGHT ST, FAIRMONT, WV 26554-4628
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 STRAIGHT ST, FAIRMONT, WV 26554-4628

Mortgage

Document Number	1279/149
Date	Jul 9, 2021
Book Page	1279/149
Instrument	202100009069

Lender

Name	FIRST EXCHANGE BANK
Type	Bank
Address	FAIRMONT, WV 26554

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	331 STRAIGHT ST, FAIRMONT, WV 26554-4628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163/0702
Date	Jan 26, 2017
Book Page	1163/0702
Instrument	201700001164

Lender

Name	WASHINGTON COUNTY COUNCIL ON ECONOMIC DE
Type	Non-Lending Institution
Address	WASHINGTON, PA 15301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 331 Straight St was $1,966.

Source: Marion County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Municipality	Fairmont City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00	$131,760 Land $10,380 Building $121,380	$219,600 Land $17,300 Building $202,300
2023	$1,849.00 (+2.95%)	$124,500 (+3.13%) Land $10,380 Building $114,120	$207,500 (+3.13%) Land $17,300 Building $190,200
2022	$1,796.00	$120,720 Land $10,380 Building $110,340	$201,200 Land $17,300 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Straight St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Straight St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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