331 Spruce St, Cherokee, IA 51012 Property Records

Cherokee County property record for 331 Spruce St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,518 sqft · built 1900
Lot Size	0.184 acres (8,030 sqft)
Owner	Individual Name on File
Last Sale	$29,500 (Sep 2021)
Tax Bill	$434 (2026)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0727429001`

Property Details

APN / Parcel Number

Primary APN	`0727429001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	660 sqft
Basement Area	732 sqft
Finished Basement	250 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	331 SPRUCE ST
City	CHEROKEE
State	IA
Zip	51012-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N110' EX W5 1/2' LOT 7 & N110'OF W28' LOT 6 BLK 1 FISHERS ADD 7914
Legal Subdivision	FISHERS ADD
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1005
Census Tract	80101

Owner

331 Spruce St is owned by an individual who acquired it in September 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	423 SPRUCE ST, CHEROKEE, IA 51012-1448
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Deed Document Number	20212170
Last Transfer Date	Sep 23, 2021
Transfer Doc	0000001323
Record Updated	Oct 29, 2026

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHEROKEE IA
Recording Date	Mar 29, 2022
Property Address	331 SPRUCE ST, CHEROKEE, IA 51012-1470
Document Number	002022/708
Book / Page	2022 / 708
Instrument Date	Mar 28, 2022
Instrument	2022 0708
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SPRUCE ST, CHEROKEE, IA 51012-1470

Tax Assessment & Valuation

The 2026 property tax bill for 331 Spruce St was $434.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$434.00	$29,320 (-) Land $16,240 Building $13,080	$29,320 (-) Land $16,240 Building $13,080
2025		$29,320 Land $16,240 Building $13,080	$29,320 Land $16,240 Building $13,080
2024	$470.00
2023		$28,260 (+11.22%) Land $16,240 Building $12,020	$28,260 Land $16,240 Building $12,020
2022	$484.00	$25,410 Land $12,990 Building $12,420
2021			$25,410 Land $12,990 Building $12,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Spruce St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.