331 Spring Garden St, Reading, PA 19602 Property Records

Berks County property record for 331 Spring Garden St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,622 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Aug 2025)
Tax Bill$753 (2026)
Deeds & MortgagesSep 2025 Second Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN5306-36-98-8414

Property Details

APN / Parcel Number

Primary APN5306-36-98-8414
Alternative APNs
  • 02-5306-36-98-8414
  • 2644100
  • 644100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,622 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2644100
Street Address331 SPRING GARDEN ST
CityREADING
StatePA
Zip19602-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block88
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2020
Census Tract2200

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address331 SPRING GARDEN ST, READING, PA 19602-1909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEIGHBORHOOD HOUSING SERVICES OF GREATER
Aug 25, 2023Deed, Transfer
STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleAug 25, 2023 · Amount on Record
Deed Document Number202524878
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address331 SPRING GARDEN ST, READING, PA 19602-1909
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyKEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030070
DateSep 30, 2025
Instrument2025030070
Lender
NameNEIGHBORHOOD HOUSING SERVICES OF GREATER
Address213 N 5TH ST STE 1030, READING, PA 19601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 25, 2023
Property Address331 SPRING GARDEN ST, READING, PA 19602-1909
Document Number0000025315
Instrument DateAug 24, 2023
Instrument2023025315
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 RIVERDALE RD, RIVERDALE, MD 20737-2314

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$753.00 (+6.66%)$26,700 (-) Land $7,700 Building $19,000$7,700 (-71.16%) Land $7,700
2024$706.00 (-39.5%)$26,700 (-) Land $7,700 Building $19,000
2023$1,167.00 Homeowner's exemption$26,700 Land $7,700 Building $19,000
1994$26,700 Land $7,700 Building $19,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Greenlight Networks Holding, T-Mobile USA, Verizon.

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