331 Spence Rd, Monroe, LA 71203 Property Records

Ouachita Parish property record for 331 Spence Rd, Monroe, LA 71203

Property Summary

Property Type	Commercial
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,234 (2025)
Deeds & Mortgages	Jul 2022 Refinance Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`137833`

Property Details

APN / Parcel Number

Primary APN	`137833`

Exterior

Lot Area	130,680 sqft (3 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	331 SPENCE RD
City	MONROE
State	LA
Zip	71203-8140
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	3.00 ACS M/L IN THE NW4 OF SEC 36 T19N R4E, FROM THE NE COR OF THE NW4 OF SAID SEC 36, S00-19-31E 355.41, S00-19-31E 304.46,
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	2
Census Block	2006
Census Tract	10202

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	331 SPENCE RD, MONROE, LA 71203-8140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Aug 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022
Deed Sale	Aug 2, 2022
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	331 SPENCE RD, MONROE, LA 71203-8140
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004170/427
Date	Jul 5, 2022
Book Page	4170/427
Instrument	1856926

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	331 SPENCE RD, MONROE, LA 71203-8140
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004180/531
Date	Aug 8, 2022
Book Page	4180/531

Lender

Name	ASSURANCE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,234.00 (-0.71%)	$7,025 (-88.95%) Land $3,563 Building $3,462	$70,248 (-88.95%) Land $35,630 Building $34,618
2024	$8,293.00 (+0.29%)	$63,569 (-1.85%) Land $3,563 Building $60,006	$635,684 (-1.85%) Land $35,630 Building $600,054
2023	$8,269.00 (+1,733.48%)	$64,766 (+1,862.61%) Land $3,300 Building $61,466	$647,667 (+1,862.63%) Land $33,000 Building $614,667
2022	$451.00	$3,300 Land $3,300	$33,000 Land $33,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	12 (1978–2016)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 5 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	L&R NORTH WATER SYSTEM private · serves 1,293 people · EPA ID LA1073011
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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