331 Spectrum Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 331 Spectrum Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 2014
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2019)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195-05-01-065`

Property Details

APN / Parcel Number

Primary APN	`195-05-01-065`
Alternative APN	`195-00-00-054`

Interior

Stories	2 Stories
Building Area	2,304 sqft Finished Area
Gross Area	2,729 sqft
1st Floor Area	952 sqft
2nd Floor Area	1,352 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	50 sqft
Patio Area	160 sqft

Location & Zoning

Street Address	331 SPECTRUM RD
City	SUMMERVILLE
State	SC
Zip	29486-0903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 62
Legal Subdivision	CANE BAY (MAGNOLIA)
Legal Lot Number	62
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2077
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2019	Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 25, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	201910722
Deed Book / Page	2988 / 52
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 10, 2022
Property Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	04277/0881
Book / Page	4277 / 881
Map Reference	CAB P PG 370P&371P
Instrument Date	Jun 9, 2022
Instrument	2022023691
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Investor	Possibly a Property Investor

Mortgage

Document Number	2022023692
Date	Jun 10, 2022
Instrument	2022023692

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3419/0455
Date	Jul 7, 2020
Book Page	3419/455
Instrument	2020024677

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 4, 2019
Property Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	02988/0052
Book / Page	2988 / 0052
Map Reference	CAB P PG 370P&371P
Instrument Date	Mar 26, 2019
Instrument	2019010722
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2019010723
Date	Apr 4, 2019
Instrument	2019010723

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	May 25, 2017
Property Address	331 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	2472/0922
Book / Page	002472 / 000922
Instrument Date	May 24, 2017
Instrument	18722
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 SPECTRUM RD SUMMERVILLE SC 294860903, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2472/0926
Date	May 25, 2017
Book Page	002472/000926
Instrument	18723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,500 (+2,4%) Land $90,000 Building $330,500	$420,500 (-) Land $90,000 Building $330,500
2025	$1,795.00 (+3.82%)	$16,820 (-) Land $3,600 Building $13,220	$420,500 (-) Land $90,000 Building $330,500
2024	$1,729.00 (+25.11%) Homeowner's exemption	$16,820 (+8.91%) Land $3,600 Building $13,220	$420,500 (+8.91%) Land $90,000 Building $330,500
2022	$1,382.00 Homeowner's exemption	$15,444 Land $3,600 Building $11,844	$386,100 Land $90,000 Building $296,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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