331 Shady Rock Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 331 Shady Rock Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,844 sqft · built 2011
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$147,460 (Oct 2011)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000680`

Property Details

APN / Parcel Number

Primary APN	`T072000680`
Alternative APN	`4-0036-A175-00-087D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,844 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	827 sqft
Basement Area	607 sqft
Finished Basement	410 sqft
Unfinished Basement	197 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000680
Street Address	331 SHADY ROCK LN
City	O FALLON
State	MO
Zip	63368-7470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #4 LOT 87D
Legal Subdivision	VLGS AT SPRINGHURST #4
Legal Lot Number	87D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1012
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	331 SHADY ROCK LN, O FALLON, MO 63368-7470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Loan Modification, Mortgage JP MORGAN CHASE BK
Aug 30, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK
Oct 13, 2011	Loan Modification, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2011 · Amount on Record
Deed Sale	Oct 19, 2011 · Amount on Record
Deed Document Number	2011633410
Deed Book / Page	5658 / 236
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	331 SHADY ROCK LN, O FALLON, MO 63368-7470
Document Number	0069951959
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SHADY ROCK LN O FALLON MO 633687470, O FALLON, MO 63368-7470

Mortgage

Document Number	0069951959
Date	Oct 29, 2018
Book Page	006995/001959
Instrument	613350

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate	4.75%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	331 SHADY ROCK LN, O FALLON, MO 63368-7470
Document Number	0068090167
Book / Page	006809 / 000167
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SHADY ROCK LN O FALLON MO 633687470, O FALLON, MO 63368-7470

Mortgage

Document Number	0068090167
Date	Sep 19, 2017
Book Page	006809/000167
Instrument	586500

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2042

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2011: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	331 SHADY ROCK LN, O FALLON, MO 63368-7470
Document Number	0000097382
Instrument Date	Oct 13, 2011
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SHADY ROCK LN O FALLON MO 633687470, O FALLON, MO 63368-7470

Mortgage

Document Number	0000097382
Date	Dec 11, 2020
Instrument	97382

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,894 (-)	$231,022 (-) Building $231,022
2025	$2,933.00	$43,894 (+13.98%)	$231,022 (+13.98%)
2023		$38,510
2022			$202,684 Building $202,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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