331 Serina Cv, Destin, FL 32541 Property Records

Okaloosa County property record for 331 Serina Cv, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 2001
Lot Size0.2 acres (8,713 sqft)
OwnerCompany Name on File
Last Sale$224,000 (Jun 2014)
Tax Bill$1,840 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-7664-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-7664-8
Alternative APNs
  • 00-2S-22-0981-0000-0340
  • 22S200098100000340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area2,280 sqft
1st Floor Area1,782 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area8,713 sqft (0.2 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address331 SERINA CV
CityDESTIN
StateFL
Zip32541-0719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES PH III LOT 34
Legal SubdivisionEMERALD LAKES
Legal Phase3
Legal Lot Number34
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

331 Serina Cv is owned by a company that acquired it in March 2025.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing Address201 MATTIES WAY, DESTIN, FL 32541-3420
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ONE OF THE SOUTH INC
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ONE OF THE SOUTH INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2014 · Amount on File
Deed SaleJun 5, 2014 · Amount on File
Prior SaleOct 5, 2001 · Amount on File
Deed Document Number20142931487
Deed Book / Page3150 / 1960
Last Transfer DateMar 6, 2025
Transfer Doc0003742374
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address331 SERINA CV, DESTIN, FL 32541-0719
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 SERINA CV, DESTIN, FL 32541-0719

Mortgage

Document Number0035750524
DateSep 20, 2021
Book Page3575/524
Instrument3490035
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address331 SERINA CV, DESTIN, FL 32541-0719
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 SERINA CV, DESTIN, FL 32541-0719

Mortgage

Document Number0035720740
DateSep 8, 2021
Book Page3572/740
Instrument3486529
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 331 Serina Cv was $1,840.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,840.00$212,563$357,411 Land $86,657 Building $270,754
2023$1,737.00 (+2.66%) Homeowner's exemption$200,555 (+3%)$376,858 (+9.73%) Land $78,628 Building $298,230
2022$1,692.00 Homeowner's exemption$194,714$343,439 Land $71,480 Building $271,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Serina Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2001)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Serina Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wildstar Networks.

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