331 Sandy Creek Rd, Commerce, GA 30530 Property Records

Jackson County property record for 331 Sandy Creek Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	3.5 ba · 2,713 sqft · built 2007
Lot Size	8.69 acres (378,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,000 (Oct 2023)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	Oct 2023 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001 021`

Property Details

APN / Parcel Number

Primary APN	`001 021`
Alternative APN	`16398`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,713 sqft Heated Area
1st Floor Area	2,713 sqft
Basement Area	2,713 sqft
Finished Basement	2,713 sqft
Unfinished Basement	2,713 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	378,536 sqft (8.69 acres)
Garage Type	Mixed
Garage Area	3,807 sqft
Parking Spaces	11 Parking Spaces
Porch	Patio
Porch Area	577 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16398
Street Address	331 SANDY CREEK RD
City	COMMERCE
State	GA
Zip	30530-4654
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MH
Legal Description	TRACT 2 PBK 40 PG 105
Legal Tract	2
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3005
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Book / Page	108R / 635
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 31, 2023
Property Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654
Document Number	00108R0635
Book / Page	108R / 635
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654

Mortgage

Document Number	00094K0000000499
Date	Feb 26, 2021
Book Page	000000094K/0000000499

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	331 SANDY CREEK RD, COMMERCE, GA 30530-4654
Document Number	00088U0419
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 SANDY CREEK RD COMMERCE GA 305304654, COMMERCE, GA 30530-4654

Mortgage

Document Number	00088U0419
Date	Apr 3, 2020
Book Page	00088U/000419

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2045

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,200 (-) Land $89,160 Building $275,040	$910,500 (-) Land $222,900 Building $687,600
2025	$9,066.00 (-1.08%)	$364,200 (-) Land $89,160 Building $275,040	$910,500 (-) Land $222,900 Building $687,600
2024	$9,165.00 (+5.48%)	$364,200 (+8.41%) Land $89,160 Building $275,040	$910,500 (+8.41%) Land $222,900 Building $687,600
2023	$8,689.00 (+30.66%)	$335,960 (+44.86%) Land $89,160 Building $246,800	$839,900 (+44.86%) Land $222,900 Building $617,000
2022	$6,650.00	$231,920 Land $30,320 Building $201,600	$579,800 Land $75,800 Building $504,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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