331 S Peak St, Columbus, NC 28722 Property Records

Polk County property record for 331 S Peak St, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,300 sqft · built 1963
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,471 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C3-G2`

Property Details

APN / Parcel Number

Primary APN	`C3-G2`
Alternative APN	`53589`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,300 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53589
Street Address	331 S PEAK ST
City	COLUMBUS
State	NC
Zip	28722-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	C3, 0C58 COLUMBUS RES AREA 58
Legal Subdivision	COLUMBUS RES AREA 51
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2059
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 443, COLUMBUS, NC 28722-0443
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2018	Deed of Trust, Mortgage SUNTRUST BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	126 / 104
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	331 S PEAK ST, COLUMBUS, NC 28722
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S PEAK ST, COLUMBUS, NC 28722

Mortgage

Document Number	00495/2320
Date	Nov 24, 2025
Book Page	495/2320

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	331 S PEAK ST, COLUMBUS, NC 28722
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 443, COLUMBUS, NC 28722-0443

Mortgage

Document Number	000481/547
Date	Oct 13, 2023
Book Page	481/547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	331 S PEAK ST, COLUMBUS, NC 28722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000434/0000001983
Date	Jul 23, 2018
Book Page	0000000434/0000001983

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	331 S PEAK ST, COLUMBUS, NC 28722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	452/1313
Date	Oct 5, 2020
Book Page	452/1313

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Columbus Town
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,471.00	$368,274 (-) Land $31,350 Building $336,924	$368,274 (-) Land $31,350 Building $336,924
2025	$3,471.00 (+17.5%)	$368,274 (+31.71%) Land $31,350 Building $336,924	$368,274 (+31.71%) Land $31,350 Building $336,924
2023	$2,954.00	$279,616 Land $31,350 Building $248,266
2021			$279,616 Land $31,350 Building $248,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLUMBUS serves 2,489 people · EPA ID NC0175015
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	134 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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