331 S Oneil St, Clayton, NC 27520 Property Records

Johnston County property record for 331 S Oneil St, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,025 sqft · built 1900
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$90,500 (Oct 2019)
Tax Bill$1,937 (2026)
Deeds & MortgagesJul 2023 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2000223309

Property Details

APN / Parcel Number

Primary APN2000223309
Alternative APN
  • 05020051

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Living Area
Gross Area1,415 sqft
1st Floor Area1,025 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions105 ft deep x 75 ft wide
Garage TypeCarport
Garage Area290 sqft
CarportCarport
Carport Area290 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number2000223309
Street Address331 S ONEIL ST
CityCLAYTON
StateNC
Zip27520-2354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionS O'NEIL ST M20 L51
JurisdictionJOHNSTON NC
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1043
Census Tract41004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Clayton Historic District
listed 2010 · 274 contributing resources · NRIS 10000314

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 S ONEIL ST, CLAYTON, NC 27520-2354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 21, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Deed Document Number2019632622
Deed Book / Page5451 / 781
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address331 S ONEIL ST, CLAYTON, NC 27520-2354
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022151
DateJul 12, 2023
Book Page6507/383
Instrument2023022151
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateOct 21, 2019
Property Address331 S ONEIL ST, CLAYTON, NC 27520-2354
Document Number0000632622
Book / Page005451 / 000781
Instrument DateOct 17, 2019
Instrument632622
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$181.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address331 S ONEIL ST CLAYTON NC 275202354, CLAYTON, NC 27520-2354

Mortgage

Document Number632623
DateOct 21, 2019
Book Page005451/000784
Instrument632623
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalityClayton Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,937.00 (-1.02%)$193,790 (-) Land $60,000 Building $133,790$193,790 (-) Land $60,000 Building $133,790
2025$1,957.00 (+85.15%)$193,790 (+136.39%) Land $60,000 Building $133,790$193,790 (+136.39%) Land $60,000 Building $133,790
2023$1,057.00$81,980 Land $30,000 Building $51,980$81,980 Land $30,000 Building $51,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLAYTON
serves 30,876 people · EPA ID NC0351020
Water SourcePurchased surface water from JOHNSTON CO-WEST
Last State InspectionMay 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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