Emmet County property record for 331 S Ellsworth Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,096 sqft · built 1983 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Aug 2023) |
| Tax Bill | $4,457 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-03-400-004 |
| Primary APN | 14-20-03-400-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Lot Area | 52,272 sqft (1.2 acres) |
| Patio Area | 566 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 331 S ELLSWORTH RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-2 |
| Legal Description | COM 715 FT W OF NE COR OF NE 1/4 OF SE 1/4 FOR POB, TH E 200 FT, S 300 FT, W 200 FT, N 300 FT TO POB. 1.4 AC M/L SECTION 3, T34N, R4W. |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | S3 T34N R4W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 970500 |
331 S Ellsworth Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 S ELLSWORTH RD, PETOSKEY, MI 49770-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Dec 31, 2013 · Amount on File |
| Deed Document Number | 20235207288 |
| Deed Book / Page | 1254 / 297 |
| Prior Transfer Date | Nov 17, 2008 |
| Prior Transfer Doc | 1107/676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 24, 2023 |
| Property Address | 331 S ELLSWORTH RD, PETOSKEY, MI 49770-9659 |
| Document Number | 001254/297 |
| Book / Page | 1254 / 297 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 5207288 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 331 S ELLSWORTH RD, PETOSKEY, MI 49770-9659 |
| Document Number | 0000001254/0000000298 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 0000001254/0000000298 |
| Instrument | 5207289 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Sep 1, 2020 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,200 (+6.62%) Land $5,200 Building $114,000 | $238,400 (+6.62%) Land $10,400 Building $228,000 | |
| 2025 | $111,800 Land $4,700 Building $107,100 | $223,600 Land $9,400 Building $214,200 | |
| 2024 | $4,457.00 | ||
| 2023 | $83,300 Building $83,300 | $166,600 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 S Ellsworth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 S Ellsworth Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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