331 S Charles St, Lima, OH 45805 Property Records

Allen County property record for 331 S Charles St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,918 sqft · built 1931
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Jan 2017)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3610-02-010.000`

Property Details

APN / Parcel Number

Primary APN	`36-3610-02-010.000`
Alternative APN	`M3836361002010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,078 sqft
Upper Floors Area	840 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	164 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	130 sqft
Deck Area	Deck Area
Canopy	216 sqft
Lean-To	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	331 S CHARLES ST
City	LIMA
State	OH
Zip	45805-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKENZIE BROS SUB DIVISION LOT 10631 WHOLE-E END JOINT TEN FF 47.42
Legal Subdivision	MACKENZIE BROS SUB DIVISION
Legal Lot Number	10631
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2005
Census Tract	13300

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 S CHARLES ST, LIMA, OH 45805-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage PREMIER BANK
Feb 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Warranty Deed, Transfer · Conventional with PMI CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2017926
Deed Book / Page	2017 / 926
Last Transfer Date	Feb 8, 2017
Transfer Doc	0000001342
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	331 S CHARLES ST, LIMA, OH 45805-3201
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S CHARLES ST, LIMA, OH 45805-3201

Mortgage

Document Number	7110008117
Date	Jul 11, 2022
Book Page	2022/8117
Instrument	202207110008117

Lender

Name	PREMIER BANK
Type	Bank
Address	LIMA, OH 45805

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 5, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 9, 2017
Property Address	331 S CHARLES ST, LIMA, OH 45805-3201
Document Number	0000001342
Book / Page	002017 / 001342
Instrument Date	Feb 8, 2017
Instrument	1342
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S CHARLES ST LIMA OH 458053201, LIMA, OH 45805-3201

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 27, 2017
Property Address	331 S CHARLES ST, LIMA, OH 45805-3201
Document Number	0000000926
Book / Page	002017 / 000926
Instrument Date	Jan 26, 2017
Instrument	926
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 S CHARLES ST LIMA OH 458053201, LIMA, OH 45805-3201

Mortgage

Document Number	927
Date	Jan 27, 2017
Instrument	927

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00 (+0.07%)	$40,110 (-) Land $3,780 Building $36,330	$114,600 (-) Land $10,800 Building $103,800
2024	$1,469.00 (+7.23%)	$40,110 (+22.96%) Land $3,780 Building $36,330	$114,600 (+22.96%) Land $10,800 Building $103,800
2023	$1,370.00 (+18.51%)	$32,620 (+20.41%) Land $3,080 Building $29,540
2022	$1,156.00	$27,090 Land $3,080 Building $24,010
2021			$93,200 Land $8,800 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC, Verizon.

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